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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Happy

I've bin with Monzo now about 6 months maybe longer but I found its very easy simple to use card pay for items online and at checkout and also the others things like the pot to save in absolutely brilliant and I definitely recommend this to my friend because I'm 100% happy with the service . Reviewed on: 23rd February 2022

Easy way nternet bankin

They are prompt at replacing cards. I f you are in any doubt about a transaction they are on top of it very promptly. Reviewed on: 23rd February 2022

Excellent bank

Amazing customer service experience of switching is seamless Reviewed on: 23rd February 2022

Best bank

Best bank with the best customer service, no complaints Reviewed on: 23rd February 2022

Monzo the monster bank!

Makes seeing a human empoyee for day to day banking needs downright unnecessary. Reviewed on: 23rd February 2022

Easy and fast use

From traveling abroad, to using it for day to day spending, saving options and split the bills. I would definitely say Monzo is a bank for everyone!!! Quick response on the virtual chat, and even when something silly happened from my side, they were very supportive and fast to respond. I love using Monzo and will continue to use it!! Reviewed on: 23rd February 2022

One of the best banks in the world

Monzo is great. It has modern features traditional banks dont. Reviewed on: 23rd February 2022

Best bank ever!

Love the fact that everything is at your finger tips. You can sort your money into pots which means you can manage it much better. It tells you whether you have enough money in the bank to cover the following day’s payments and even better than all that…you can get paid early! Wouldn’t change my bank to anything else. Reviewed on: 23rd February 2022

My favourite bank ever!

Monzo is an amazing bank, really easy to use with amazing benefits! I got the amazon premium and I love it! I have phone and travel insurance plus I get interest on my pots which is great! I honestly will never change Monzo for another bank :) Reviewed on: 23rd February 2022

Good

Since I use monzo I never get problem I know its online banking But it's very good to use Reviewed on: 23rd February 2022

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