Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Monzo Current account reviews (19429)

Easy to use

5
Monzo is great for tracking my spending and having clear clarity with where my money is going Reviewed on: 23rd February 2022
Jordan green's avatar
Jordan green

Easy to use and excellent customer service

5
I have banked with Monzo for two years. It’s easy to save money as you can split your money into pots. Customer service is quick and friendly. Reviewed on: 23rd February 2022
Jules's avatar
Jules

Best bank ever

5
Best bank. Payday Early and easy payments to people. Reviewed on: 23rd February 2022
John Sutton's avatar
John Sutton

Easy to use and good services

5
I had problems, but the staff always took care of it Reviewed on: 23rd February 2022
Mohamed IDRIS's avatar
Mohamed IDRIS

I love Monzo, it easy, fast and helpful banking

5
It was quick and easy to setup my account, I can track my spending, also really helpful and sort out issues emediatly. Reviewed on: 23rd February 2022
Maxine Purcell's avatar
Maxine Purcell

Amazing. No issues whatsoever

5
Best bank, and I work for a bank myself Reviewed on: 23rd February 2022
gemmagorman1984@gmail.com's avatar
[email protected]

Good for a current account

5
I would recommend monzo to anyone because it is so easy to set up on your phone and the app itself is so secure and I also believe that the app is so useful Reviewed on: 23rd February 2022
Callum Ryan-edwards's avatar
Callum Ryan-edwards

Good

5
Good have no problems so far banking Reviewed on: 23rd February 2022
mussasheboniea@gmail.com's avatar
[email protected]

Best bank ever

5
Great user interface , fraud team upto the mark Reviewed on: 23rd February 2022
Shanil's avatar
Shanil

very efficient and fast

5
I am new to this country and I work as a experienced scientist. When my applications for opening account in many famous banks were turned down (God knows for what reason), Monzo trusted me and opened account for me. Their trust in me helped me settle much faster and manage my expenses. Without Monzo I would suffer and be in so much trouble. The other thing that I very much like about Monzo is its fast-replying chat support. It is really helpful when you are in trouble or have a question to ask. Thank you Monzo for your trust. Reviewed on: 23rd February 2022
Aidin's avatar
Aidin

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Flex Purchase credit card

    from Monzo 4.90 from 3188 reviews
    Monzo

  • Under 16s account

    from Monzo 4.89 from 945 reviews
    Monzo

  • Investments

    from Monzo 4.86 from 1146 reviews
    Monzo
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill