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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,406 reviews, last reviewed 19th May 2026
63% increase in 5 star reviews
in the past 90 days
220% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026
Sharn Nash's avatar
Sharn Nash

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19406)

Monzo App changed how I bank

5
Monzo has changed how I bank and manage my finances for the better. I meet all my needs quickly and really easily via the App. I have often recommended Monzo to family and friends. Reviewed on: 23rd February 2022
Shreeve's avatar
Shreeve

Best bank

5
A very caring bank for their customers and very easy to use. Highly recommended! Reviewed on: 23rd February 2022
Nick Ioannides's avatar
Nick Ioannides

Monzo - Best banking experience ever

5
* Innovative sound notification for every transaction - I love that sound * Easy to understand and use app * Hassle free deposits and withdrawal Reviewed on: 23rd February 2022
Chandan Tiwari's avatar
Chandan Tiwari

Great through and through

5
Everything is so simple .. from the application to requesting an overdraft to opening a savings account .. no hassle and you are kept informed every step of the way . Even when you have a problem, all the information you need is on the app . Well done Monzo Reviewed on: 23rd February 2022
Lcc's avatar
Lcc

very great

5
very hlep full for me and veey good monzo bank Reviewed on: 23rd February 2022
Karan Aulakh's avatar
Karan Aulakh

Account

5
Monzo are always there to help in any situation,not like other banks,customers come first with monzo im happy to be with them, Reviewed on: 23rd February 2022
Kathleen Lawton's avatar
Kathleen Lawton

Best thing ever did

5
I switched to monzo 2 years ago and it was the best thing I ever did, it helps me with all my savings and where my money goes each year. Reviewed on: 23rd February 2022
gem.anne1985@gmail.com's avatar
[email protected]

Simplicity, Security & Service

5
I guess i have never sought mch from my bank, never considered the value of one over another, but I am in awe of the way Monzo help me manage my finance yet encapsulating my title.. i want my experience to be simple. I believe Monzo have really thought about the user experience to a point where sometimes i cannot even believe i am banking.. paying a friend with a Monzo account is as easy as butter a slice of bread whilst naturally not being limited to Monzo.. I always feel secure.. i have control over my pins, bio security and multi factor authentication all nailed.. and i love the array of services.. including top rate phone insurance, which i am in the middle of benefitting from right now.. i believe the banking world needs some disruption, new thinking and new energy.. I welcome Monzo in to my life.. Reviewed on: 23rd February 2022
Phillip Watson's avatar
Phillip Watson

Best bank

5
Much better than traditional banking. Customer service is Reviewed on: 23rd February 2022
Dsxo's avatar
Dsxo

Best bank for worldwide

5
Very well done experience for monzo bank Reviewed on: 23rd February 2022
Vishi Manhas's avatar
Vishi Manhas

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