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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

Monzo vote

5
Monzo offers excellent service, and us a great travel companion Reviewed on: 23rd February 2022
Ruth Joseph's avatar
Ruth Joseph

Ease and secure

5
Since I have Monzo current account, I didn't have any problems. I've been use it for my direct debits and never been reject. Reviewed on: 23rd February 2022
Gilberto Izquierdo's avatar
Gilberto Izquierdo

Brilliant bank

5
Easy to use and so many features! Love that I can save up in different pots for different things, and earn interest on it! I'm a premium account holder and the extras that come with this are so good and are worth every penny. Reviewed on: 23rd February 2022
Lauren's avatar
Lauren

It's perfect the olveys helping and doing good job

5
Love monzo when am traveling never have any problem for monay different cantry a UK Reviewed on: 23rd February 2022
Krzysztof zywczak's avatar
Krzysztof zywczak

Very helpful customer service

5
Always sort out any questions i have, really easy to save money and a fun app! Reviewed on: 23rd February 2022
Gabby S's avatar
Gabby S

Excellent bank everything is so easy to use

5
When you use your card you get a notification instantly saying how much you have spent. You don't get that from most high street banks Reviewed on: 23rd February 2022
Paul Crick's avatar
Paul Crick

people who can't open a bank account of the life status I reckon this is the best Monzo ever I found

5
I am so glad that Monzo account I have With Monzo thank you very much for having me a customer Reviewed on: 23rd February 2022
assabuddin ahmed's avatar
assabuddin ahmed

Amazing bank.

5
Been with monzo over a year and utterly impressed with their excellent service Reviewed on: 23rd February 2022
Caitlin's avatar
Caitlin

Love it

5
Makes my online banking so much easier, I also have the premium which allows me to do so much more couldn’t recommend it enough! Reviewed on: 23rd February 2022
Larisa Todor-Ward's avatar
Larisa Todor-Ward

Makes banking easy

5
I love how easy monzo makes it to bank. Can easily manage all my accounts in one place. My monzo premium benefits make traveling easy too! Reviewed on: 23rd February 2022
Johnworth's avatar
Johnworth

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