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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Monz star

Quick and easy to set up extremely quick arrival of bank card fantastic security features Reviewed on: 23rd February 2022

Fast and efficient

Easy to use, quick transactions. A good and modern way of banking. Reviewed on: 23rd February 2022

Monzo

so easy to use and much more useful tools than other online banking apps Reviewed on: 23rd February 2022

All in one

Best mobile account , with many features , with ZERO monthly accounting fees Reviewed on: 23rd February 2022

Simplistic

Amazing way of banking. The app makes banking and managing of money easy Reviewed on: 23rd February 2022

Best British Bank

Modern, sleek and transparent banking. Never imagined banking could actually be fun whilst being rewarding - Monzo has achieved both! Keep doing what you're doing guys! Reviewed on: 23rd February 2022

Excellent bank

Monzo has been the best bank I’ve used. From the Bacs payment early to other perks you can easily access I don’t think there’s any other bank i prefer to use out of all the bank accounts I have. Reviewed on: 23rd February 2022

Excellent!

Full featured and easy to use app. Sign-up process was very simple and over the last 3 years of having my account, I've had a fantastic experience. On the occasion that I had to contact customer service, they were very helpful and friendly. An account with features I was happy with at the start has expanded even further. Reviewed on: 23rd February 2022

Best Bank ive ever used.

Great bank. Great customer service. Great at dealing with any issues i may have. Processes are easy to follow. Would recommend Monzo to anyone. Reviewed on: 23rd February 2022

Prompt and quality service,

Great customer experience, with a quality App. Reviewed on: 23rd February 2022

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