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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19429)

The best bank

5
The best bank with everything online easy Reviewed on: 23rd February 2022
Mo Katkot's avatar
Mo Katkot

Monzo the budget must have!

5
Love Monzo the pots help me to organise my life and not worry when those unexpected and expected expenses arise! Reviewed on: 23rd February 2022
Michelle wood's avatar
Michelle wood

Best

5
Very happy with Monzo bank app online. Reviewed on: 23rd February 2022
Vaga Bond's avatar
Vaga Bond

My favourite banking app

5
The savings pots and categories are my favourite part of this app, even just the free current account is very useful. I love being able to physically sort the money I have left over each month into pots; whether it’s to put that extra £10 away for a rainy day or slowly save up for a holiday. The categories are also super useful to keep an eye on where I am spending my money, the auto categorise function is pretty accurate but I really appreciate that I'm able to select a category for each incoming or outgoing payment. I swear that this bank is the only reason I am able to save any money! Reviewed on: 23rd February 2022
Nelly Barnes's avatar
Nelly Barnes

So efficient and easy to use

5
Compared with other British banks I’ve used the Monzo app is so user friendly. Contacting their customer service to resolve issues is efficient and actually gets to a resolution without having to fill in annoying forms and using post Reviewed on: 23rd February 2022
VMail's avatar
VMail

Simply the best

5
Monzo are definitely the best bank I’ve used, with my previous bank I struggled to see where my money was going. Monzo is so much clearer and I’m definitely in a better financial position for having joined them. Cannot recommend them highly enough. Reviewed on: 23rd February 2022
Mark Henderson's avatar
Mark Henderson

Happy

5
I've bin with Monzo now about 6 months maybe longer but I found its very easy simple to use card pay for items online and at checkout and also the others things like the pot to save in absolutely brilliant and I definitely recommend this to my friend because I'm 100% happy with the service . Reviewed on: 23rd February 2022
Andrew Knowles's avatar
Andrew Knowles

Easy way nternet bankin

5
They are prompt at replacing cards. I f you are in any doubt about a transaction they are on top of it very promptly. Reviewed on: 23rd February 2022
Jo Winter's avatar
Jo Winter

Excellent bank

5
Amazing customer service experience of switching is seamless Reviewed on: 23rd February 2022
Piotr Dlugoborski's avatar
Piotr Dlugoborski

Best bank

5
Best bank with the best customer service, no complaints Reviewed on: 23rd February 2022
zainah's avatar
zainah

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