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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Easy and fast use

5
From traveling abroad, to using it for day to day spending, saving options and split the bills. I would definitely say Monzo is a bank for everyone!!! Quick response on the virtual chat, and even when something silly happened from my side, they were very supportive and fast to respond. I love using Monzo and will continue to use it!! Reviewed on: 23rd February 2022
Maryke de Villiers's avatar
Maryke de Villiers

One of the best banks in the world

5
Monzo is great. It has modern features traditional banks dont. Reviewed on: 23rd February 2022
thomas hampshire's avatar
thomas hampshire

Best bank ever!

5
Love the fact that everything is at your finger tips. You can sort your money into pots which means you can manage it much better. It tells you whether you have enough money in the bank to cover the following day’s payments and even better than all that…you can get paid early! Wouldn’t change my bank to anything else. Reviewed on: 23rd February 2022
terihulme@hotmail.co.uk's avatar
[email protected]

My favourite bank ever!

5
Monzo is an amazing bank, really easy to use with amazing benefits! I got the amazon premium and I love it! I have phone and travel insurance plus I get interest on my pots which is great! I honestly will never change Monzo for another bank :) Reviewed on: 23rd February 2022
Andina Bispo's avatar
Andina Bispo

Good

5
Since I use monzo I never get problem I know its online banking But it's very good to use Reviewed on: 23rd February 2022
Anass Raheeman's avatar
Anass Raheeman

Monzo App changed how I bank

5
Monzo has changed how I bank and manage my finances for the better. I meet all my needs quickly and really easily via the App. I have often recommended Monzo to family and friends. Reviewed on: 23rd February 2022
Shreeve's avatar
Shreeve

Best bank

5
A very caring bank for their customers and very easy to use. Highly recommended! Reviewed on: 23rd February 2022
Nick Ioannides's avatar
Nick Ioannides

Monzo - Best banking experience ever

5
* Innovative sound notification for every transaction - I love that sound * Easy to understand and use app * Hassle free deposits and withdrawal Reviewed on: 23rd February 2022
Chandan Tiwari's avatar
Chandan Tiwari

Great through and through

5
Everything is so simple .. from the application to requesting an overdraft to opening a savings account .. no hassle and you are kept informed every step of the way . Even when you have a problem, all the information you need is on the app . Well done Monzo Reviewed on: 23rd February 2022
Lcc's avatar
Lcc

very great

5
very hlep full for me and veey good monzo bank Reviewed on: 23rd February 2022
Karan Aulakh's avatar
Karan Aulakh

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