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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Best customer service

I had problems with fraud in my account and Monzo provided me the best support. It is also very easy to contact the customer service and it is very easy to use. I have definitely recommend it to my friends Reviewed on: 23rd February 2022

Great bank!

I no longer have to run after any high street bank to open a grossly overrated account, Monzo Bank is the best bank in the UK Reviewed on: 23rd February 2022

No fuss but great!

After 20+ years I moved from HSBC to Monzo - great decision! Reviewed on: 23rd February 2022

Best online bank

A great service ever since first downloading to use! Reviewed on: 23rd February 2022

What should i say

Its a great experience with monzo since the day opened the account Reviewed on: 23rd February 2022

Best amongst the rest

Their speed of transaction is second to none. Fast in resolving and issues and more especially the way you are able to use your card when you don’t have enough money in your account till you get the money especially weekends and particularly on transportation is what I really enjoy, I honestly think is life saving Reviewed on: 23rd February 2022

Easy Banking

Clear cut banking. No flannel. Love it! Reviewed on: 23rd February 2022

Great Service and brilliant App

I love Monzo. Just a great bank. Reviewed on: 23rd February 2022

Great control and great savings

I was on Monzo as pre-pay and have been ‘full Monzo’ for two years. The reporting and categories makes tracking and controlling money so easy! The salary sorter and bills pot function is incredible so all bills come from one place and I sort a percentage of my salary into that. Roundups and the IFTTT challenges help me save as well. Great to keep track of your money in a flexible way, see spending and adjust monthly and budget. Reviewed on: 23rd February 2022

Monzo is simple yet spectacular

Monzo offers our entire family so much!! Reviewed on: 23rd February 2022

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