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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Account

5
Monzo are always there to help in any situation,not like other banks,customers come first with monzo im happy to be with them, Reviewed on: 23rd February 2022
Kathleen Lawton's avatar
Kathleen Lawton

Best thing ever did

5
I switched to monzo 2 years ago and it was the best thing I ever did, it helps me with all my savings and where my money goes each year. Reviewed on: 23rd February 2022
gem.anne1985@gmail.com's avatar
[email protected]

Simplicity, Security & Service

5
I guess i have never sought mch from my bank, never considered the value of one over another, but I am in awe of the way Monzo help me manage my finance yet encapsulating my title.. i want my experience to be simple. I believe Monzo have really thought about the user experience to a point where sometimes i cannot even believe i am banking.. paying a friend with a Monzo account is as easy as butter a slice of bread whilst naturally not being limited to Monzo.. I always feel secure.. i have control over my pins, bio security and multi factor authentication all nailed.. and i love the array of services.. including top rate phone insurance, which i am in the middle of benefitting from right now.. i believe the banking world needs some disruption, new thinking and new energy.. I welcome Monzo in to my life.. Reviewed on: 23rd February 2022
Phillip Watson's avatar
Phillip Watson

Best bank

5
Much better than traditional banking. Customer service is Reviewed on: 23rd February 2022
Dsxo's avatar
Dsxo

Best bank for worldwide

5
Very well done experience for monzo bank Reviewed on: 23rd February 2022
Vishi Manhas's avatar
Vishi Manhas

Monz star

5
Quick and easy to set up extremely quick arrival of bank card fantastic security features Reviewed on: 23rd February 2022
mark robinson's avatar
mark robinson

Fast and efficient

4
Easy to use, quick transactions. A good and modern way of banking. Reviewed on: 23rd February 2022
Callum Wooldridge's avatar
Callum Wooldridge

Monzo

5
so easy to use and much more useful tools than other online banking apps Reviewed on: 23rd February 2022
grantdenham's avatar
grantdenham

All in one

5
Best mobile account , with many features , with ZERO monthly accounting fees Reviewed on: 23rd February 2022
jeet7989@yahoo.com's avatar
[email protected]

Simplistic

5
Amazing way of banking. The app makes banking and managing of money easy Reviewed on: 23rd February 2022
Jamie Freeman's avatar
Jamie Freeman

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