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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great banking experience!

Fantastic working app, great service and advanced banking experience. Love it and would recommend! Reviewed on: 23rd February 2022

Nice and easy to use on-line banking app

Apart from getting money always pretty delayed, no other problems to complain, good on-line banking app really. Loved it. Looking for more saving deals Reviewed on: 23rd February 2022

Customer Experience

Fantastic product offerings via the app. First class service. A seamless app experience. Premium level is great value Reviewed on: 23rd February 2022

Totally hassle-free, modern and safe banking

By far the easiest and most efficient way to bank. Excellent app, brilliant customer service and (having been a victim of identity fraud with my HSBC account) I feel my money and identity are safe and secure using Monzo and i've never had any problems using them. I often recommend it to people who don't already use it. Reviewed on: 23rd February 2022

Excellect

Excellent service. And great staff Reviewed on: 23rd February 2022

Monzo is the best!!

I've loved every minute of being with monzo. They are always available to help and do it quickly. They are the best bank in my eyes Reviewed on: 23rd February 2022

Fantastic

Easy to use. The app is so easy to navigate. Reviewed on: 23rd February 2022

love using monzo

i enjoy using monzo bank. very convenient and easy to use Reviewed on: 23rd February 2022

Mr

I love the service that you provide it me Reviewed on: 23rd February 2022

amazing bank

Monzo is a really really amazing bank they have helped me when I need to get a new card etc the app is very easy to use and very good if u have trouble trying to save as u can lock the pot Reviewed on: 23rd February 2022

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