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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Best British Bank

5
Modern, sleek and transparent banking. Never imagined banking could actually be fun whilst being rewarding - Monzo has achieved both! Keep doing what you're doing guys! Reviewed on: 23rd February 2022
MeadeHo's avatar
MeadeHo

Excellent bank

5
Monzo has been the best bank I’ve used. From the Bacs payment early to other perks you can easily access I don’t think there’s any other bank i prefer to use out of all the bank accounts I have. Reviewed on: 23rd February 2022
Sonia Moneke's avatar
Sonia Moneke

Excellent!

5
Full featured and easy to use app. Sign-up process was very simple and over the last 3 years of having my account, I've had a fantastic experience. On the occasion that I had to contact customer service, they were very helpful and friendly. An account with features I was happy with at the start has expanded even further. Reviewed on: 23rd February 2022
Verity Nicol's avatar
Verity Nicol

Best Bank ive ever used.

5
Great bank. Great customer service. Great at dealing with any issues i may have. Processes are easy to follow. Would recommend Monzo to anyone. Reviewed on: 23rd February 2022
Joshua Straw's avatar
Joshua Straw

Prompt and quality service,

4
Great customer experience, with a quality App. Reviewed on: 23rd February 2022
Aero72's avatar
Aero72

I like monzo always helpful and good also so good app

5
Good costumers service very good app and overall so happy to be with monzo Reviewed on: 23rd February 2022
Vicky's avatar
Vicky

User friendly & idiot proof

5
I started using Monzo about 2 years ago initially as a second account but I found them so easy to use and helpful whenever things weren’t as straightforward that I now use Monzo as my primary & indeed only bank account Reviewed on: 23rd February 2022
Luke Robbins's avatar
Luke Robbins

User friendly bank

5
Monzo is very user friendly banking if we have any issue their support team will respond immediately. Reviewed on: 23rd February 2022
Teja Krish's avatar
Teja Krish

Excellent Experience

5
I have had an excellent customer experience using monzo bank. This ranges from its wonderful customer service to nice and fast inter bank transfer. Reviewed on: 23rd February 2022
Nelson's avatar
Nelson

Best online banking

4
Secured App and providing good analytics to all expenses. Seamless service 24/7 Reviewed on: 23rd February 2022
Yombo Odunmbaku's avatar
Yombo Odunmbaku

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