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Monzo: Current account reviews

4.85
Based on 19,428 reviews, last reviewed 11th Jul 2026
92% decrease in 5 star reviews
in the past 90 days
82% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

From setting up a joint account easily online, not h... From setting up a joint account easily online, not having to wait for a weekday appointment at a branch, to being able to put money into pots for bill... Read more Reviewed on: 11th July 2026
Sophie h's avatar
Sophie h

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19428)

Modern Banking

5
Everything about this Current Account has worked effortlessly for me. Enjoying the experience. Thank you Monzo Reviewed on: 23rd February 2022

Mr

3
أشكركم جزيلا على التعامل......... Reviewed on: 23rd February 2022

Monzo - great support when needed

5
All in all Monzo feels like an old fashioned bank with excellent support when needed. Reviewed on: 23rd February 2022

The best online bank

5
Nice graphic, easy to understand and navigate, great offers, amazing and fast customer service. Reviewed on: 23rd February 2022

Best bank

5
A very easy to use app, very helpful customer service Reviewed on: 23rd February 2022

Best customer service

5
I had problems with fraud in my account and Monzo provided me the best support. It is also very easy to contact the customer service and it is very easy to use. I have definitely recommend it to my friends Reviewed on: 23rd February 2022

Great bank!

5
I no longer have to run after any high street bank to open a grossly overrated account, Monzo Bank is the best bank in the UK Reviewed on: 23rd February 2022

No fuss but great!

5
After 20+ years I moved from HSBC to Monzo - great decision! Reviewed on: 23rd February 2022

Best online bank

5
A great service ever since first downloading to use! Reviewed on: 23rd February 2022

What should i say

5
Its a great experience with monzo since the day opened the account Reviewed on: 23rd February 2022

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