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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19406 reviews)

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4.85

Based on 19,406 reviews, last reviewed 19th May 2026

63% increase in 5 star reviews

in the past 90 days

220% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

They have such a variety of ways to help you save, a... They have such a variety of ways to help you save, and cashback offers. It's a fun, innovative bank that will always be used as my main account, as it... Read more Reviewed on: 19th May 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19406)

Great bank

My first bank and it's awesome not like my folks banks Reviewed on: 23rd February 2022

Great up and coming bank.

Great bank easy to set up online very easy to use one of the best up and coming online banks that will surely be number 1 in the future Reviewed on: 23rd February 2022

Smooth and stress free

It's easy to use and all queries are resolved online chatting. Good rate to send money internationally. Reviewed on: 23rd February 2022

Best card for expats!

The only bank allowed me to open a bank account during my first days within the UK. All was done remotely and super quickly - excellent support and user friendly app! What else you can desire! Reviewed on: 23rd February 2022

Brilliant bank, ticks all the boxes

A bank account that keeps me informed, is easy to communicate with and looks after me Reviewed on: 23rd February 2022

Thank you

I love the service that you provide me Reviewed on: 23rd February 2022

Happy

Very happy with service offered Reviewed on: 23rd February 2022

Easy to use

Monzo allows me to move money around, set up multiple accounts to separate my money, and review what I have spent very easily. Reviewed on: 23rd February 2022

Simply the best..

I’ve had 3 different current accounts and Monzo are hands down the best… I’ve travelled abroad and used their card and was able to pay and withdraw cash free of charge (which other providers don’t do) and have experienced fraud… Again, this was dealt with instantly and in a friendly, personalised way to ensure that I wasn’t out of pocket… I’ve recommended Monzo so many times and the they even paid me for the privilege… Thanks ‘Best British Bank’… I mean Monzo Reviewed on: 23rd February 2022

Monzo

Monzo bank is the easiest and most efficient bank I’ve ever used Reviewed on: 23rd February 2022

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