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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,421 reviews, last reviewed 19th Jun 2026
67% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Such a good bank with fun opportunities to get extra... Such a good bank with fun opportunities to get extra cash. Not only this, they give free techniques, services, tea and advice on money and accounting. Reviewed on: 19th June 2026
Rachel W's avatar
Rachel W

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
Read all reviews See your review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Monzo Current account reviews (19421)

Review of the Monzo, Current account:

Monzo remain the leading bank in the UK.

5
Monzo remain the leading bank in the UK. Legacy banks are following in their steps and trying to become fintechs... but Monzo are always 2 steps ahead... Reviewed on: 25th May 2025
Paul nolan's avatar
Paul nolan

Best bank ever used

5
Just so easy to use and self explanatory Reviewed on: 25th February 2022
George diamond's avatar
George diamond

Excellent

5
Basic please excellent easy to use and the only problem there you have to go to the Post Office to put money in the soul Reviewed on: 25th February 2022
Javid Mehdi's avatar
Javid Mehdi

Great bank especially for travel

4
Great bank with lots of helpful features, particularly like being able to use my card abroad/in foreign currencies without extra fees and the pots system Reviewed on: 25th February 2022
Alison's avatar
Alison

Best UK Bank Ever

5
I have been using Monza for a couple of years now and think this is the best bank in the UK ever. I can see and manage my money so much now a days. The round up feature is amazing and helps me save even more money each month without even knowing what I'm doing. Reviewed on: 25th February 2022
Matthew Cunningham's avatar
Matthew Cunningham

Brilliant Monzo

5
Really easy to use and very informative app and rewards for recommending friends Reviewed on: 25th February 2022
Paul Kane's avatar
Paul Kane

Excellent

5
Always thee to hell no matter what Reviewed on: 25th February 2022
Dave John's avatar
Dave John

Best bank

5
I love how easy it is to see where I have spent my money and where it’s going to go. It’s an easy to use app which is great. And there are options for plus members which is fab Reviewed on: 25th February 2022
Alex hollingsworth's avatar
Alex hollingsworth

Excellent bank

5
Never had an issue with this bank qbsolutly brilliant Reviewed on: 25th February 2022
Debbie monaghan's avatar
Debbie monaghan

Excellent !!!!

5
Excellent :bank,Customer services,easy to use app. Good rate money transfer internationally... Reviewed on: 25th February 2022
pantir catalin's avatar
pantir catalin

Visibility and control

5
A simple clear and easy to use interface makes me feel in control of my money, and helps me to change my spending habitats. Reviewed on: 25th February 2022
felixpy's avatar
felixpy

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