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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

I would be lost without it

5
I have had Monzo for years and love the simplicity of the app. It is really helpful allowing me to track my spending and for using abroad. Reviewed on: 14th April 2021
Colin's avatar
Colin

Recommended to the public

4
Well its been a great experience with having monzo Bank account but there closing my account next month on the 10th and im not sure if i can get another account with ive got a problem with my account but its been aot easy with just having my account on my phone too especially when my wages go in Reviewed on: 14th April 2021
Neil's avatar
Neil

Fantastic bank

5
Monzo has helped me manage my finances and the budgeting tools really help me stay on track. The app is easy to use and makes checking on my money and transactions effortless Reviewed on: 14th April 2021
Chris Jones's avatar
Chris Jones

Amazing bank!

5
Excellent customer service and access to my money early payment option extremely handy! Reviewed on: 14th April 2021
mazzahunter@icloud.com's avatar
[email protected]

Brilliant

5
So easy to use reat for contacting Reviewed on: 14th April 2021
Peter Saunders's avatar
Peter Saunders

Intuitive

5
Easily the best customer app interface compared with the other online banking platforms. Intuitive and easy to navigate. Great service home and abroad. The go-to banking app for using on your phone. Reviewed on: 14th April 2021
Javid's avatar
Javid

Best decision I ever made

5
I love it everything is so easy to keep track of Reviewed on: 14th April 2021
Kristoffer Marc Johnson's avatar
Kristoffer Marc Johnson

Easiest bank to use

4
I use Monzo for all my financial activities. Of all the different banking apps I have tried, Monzo is the easiest to use. Reviewed on: 14th April 2021
Goncalo's avatar
Goncalo

Excellent notification and budgeting

5
Responsive tech support, notifications when money is spent form my account and automatic transaction tagging really helps me to stay on top of what my money is being spent on. Thoroughly recommend, even just as a day-to-day expenses account Reviewed on: 14th April 2021
James's avatar
James

Fantastic app, great customer service

5
The few times I've actually needed to talk to a real person it's been easy, much easier than a "real bank". Reviewed on: 14th April 2021
Graham's avatar
Graham

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