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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

So easy to use!

5
I wasn't sure at first but it's great! So much easier to use than a high street bank, I'll never go back. Reviewed on: 14th April 2021
Sally Whiteside's avatar
Sally Whiteside

The best

5
Monzo is a great bank. I am using my monzo card every day, you have the best deal if you want to make international payments and best rate if you using your card when you go in holiday abroad. Reviewed on: 14th April 2021
Mario's avatar
Mario

Handy & friendly

5
Fantastic service, track your spending, alart in advance for Direct Debet . Reviewed on: 14th April 2021
Jawad's avatar
Jawad

How banking should have always been!

5
Simply amazing. For the very first time in my life, I don't over spend! Reviewed on: 14th April 2021
Richard's avatar
Richard

Best bank

5
Best and nicest bank to use. The app is great Reviewed on: 14th April 2021
Rumee's avatar
Rumee

Fantastic Current Account

5
Have been using this current account to save for my first home and it is great! Very easy to use and access, every process is so quick and easy Reviewed on: 14th April 2021
Nathan's avatar
Nathan

Best bank

5
Best bank I have used quick and easy set up, always someone on hand to sort out questions Reviewed on: 14th April 2021
Tracy Catchpole's avatar
Tracy Catchpole

Changing money management

5
Monzo make managing your money so easy. Through the integration with IFTTT the way you can take control of your finances is second to none. I personally found it invaluable whilst saving for a house Reviewed on: 14th April 2021
Alex Shorthouse's avatar
Alex Shorthouse

Monzo on the top!

5
It's the best bank I've used so far. Brilliant when it comes to international travels. Super simple app. Great features. Reviewed on: 14th April 2021
Patrycja Witczak's avatar
Patrycja Witczak

Excellent bank with simple app

5
The online service is exceptional and such an easy app which you can trace your money and sends instantly Reviewed on: 14th April 2021
Melvin Smith's avatar
Melvin Smith

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