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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best bank in the uk

5
The app is brilliant.and always being expanded. On customer advice Reviewed on: 14th April 2021
Paul's avatar
Paul

Love it!

5
Easy to bank with and app is amazing. I have had no problems reaching out to their customer services team. Prompt service. Reviewed on: 14th April 2021
Sharmila 's avatar
Sharmila

Brilliant

5
Such a coherent financial management system. Reviewed on: 14th April 2021
Mary Soellner's avatar
Mary Soellner

Fantastic Bank!

5
Nothing is ever too much trouble..all staff are speedy and efficient Reviewed on: 14th April 2021
Dave Merrien's avatar
Dave Merrien

The best bank

5
practical and intuitive. I really love this bank Reviewed on: 14th April 2021
Carol's avatar
Carol

Fantastic overall experience

5
Always willing to help. Great easy to use app. By far the best bank I’ve used. Reviewed on: 14th April 2021
Kevin's avatar
Kevin

Transparency

5
The best bank to help keep you in control. Everything is clear and instant! Reviewed on: 14th April 2021
Nadine Dee's avatar
Nadine Dee

Elegant and easy banking

5
Elegant and simple banking made fun and easier to understand! Love the fact you can say thank you for transfers, use emoji, round up and how easy the app is to use. Reviewed on: 14th April 2021
Elodie's avatar
Elodie

Very smart and frictionless app banking.

5
I’ve been with Monzo from early days and have seen it innovative - brings convenience and simplicity in the hands of customers - the app. Reviewed on: 14th April 2021
Anil Satram's avatar
Anil Satram

Excellent service, very helpful & safe online banking

5
I had a card cloned, within minutes of me finding out my card was frozen & a new card was with me in less than 2 days, very good service, also my money was returned. Reviewed on: 14th April 2021
Steve Rix's avatar
Steve Rix

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