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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Fab

Straight forward banking on an easy to use app. Fantastic Reviewed on: 13th April 2021

The best your money can get!

Banking with Monzo is the most calming, reassuring, supportive, reliable, helpful and trustworthy bank I've ever dealt with. They're on hand 24/7, keep you updated, keep track of communication, offer support with fraudulent activity that is quick and stress free and successful! The mobile app interface is so enjoyable to use, the money pots are so useful, it's so easy and quick to make any kind of payment (friends/companies/split bills/standing orders). the overdraft fees are so fair - no unexpected unreasonable charges. Basically everything you could ever want from a bank but have never had!! I usually feel like the bank is just waiting to try to screw you over and take what they can at any given opportunity with various astronomical fees (eg when abroad) or unexpected overdraft charges for accidently going in to you overdraft one day by a few pounds. With other banks it feels as though you work for them, Monzo makes you feel like they work for you. They are fair and I just feel like they represent what's good. They also did really well on a dirty bank checker that I did online which calculates how ethical your bank is, all the others I tried did not do well at all. Reviewed on: 13th April 2021

Easy, efficient, analytical banking

I can’t recommend Monzo enough. My salary now goes in there and it allows me to really see where I spend my money. Transactions are instant, transfers are easy, splitting bills has revolutionised spending and the notifications alerted me to attempted fraud via online shopping. Reviewed on: 13th April 2021

The way all banks should be

Easy to use, great customer service, snazzy cards. They have it all. Reviewed on: 13th April 2021

best overall bank

efficient handling of operations coupled with a brilliant user interface makes monzo my bank of choice currently with no plans to change banks in the future Reviewed on: 13th April 2021

A modern bank for modern times

Everything I need from a current account. Great features such as salary sorter, budget tools, savings pots and monthly summaries. App is extremely easy to use. Customer service is excellent. Reviewed on: 13th April 2021

Great value and the most helpful of staff

A Bank that understands your needs Reviewed on: 13th April 2021

Hello

I Like this BANK , i still use it, I’m interested to see how is getting . Reviewed on: 13th April 2021

Highly recommended

User friendly, very efficient customer service Reviewed on: 13th April 2021

Great little banking app

Information at my fingertips, secure and what's more you can get paid the day before payday after 4! Gives you a chance to put your savings into another pot. Reviewed on: 13th April 2021

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