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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Review

5
I'm quite happy with my monzo account ☺everything it's very easy. Using the app it's safe Reviewed on: 14th April 2021
Tomasz's avatar
Tomasz

Simply the best

5
Brilliant customer service. Easy to use app. I feel safe putting my money with monzo Reviewed on: 14th April 2021
Sarah's avatar
Sarah

Best Bank

5
Best by far, much better than the traditional banks Reviewed on: 14th April 2021
Nick Latocha's avatar
Nick Latocha

Easiest to use bank account I've ever had

5
Monzo's great. For some time it was a second account used just for spending, now it's my only account. Love the ease of moving money to different pots and the ability to split every charge with my partner, makes life so much easier. I'm also a Monzo Plus customer so take advantage of the virtual card option and the free credit score. I could probably do more with the app but for now that is more than enough. Reviewed on: 14th April 2021
Ciprian's avatar
Ciprian

Best bank ever

5
Can't say enough about Monzo, great customer service and excellent banking Reviewed on: 14th April 2021
R Olley's avatar
R Olley

Easy to use quick efficient

5
Makes life so much easier - at home or abroad. Bills easily sorted or expenses shared quickly and easily when needed. Finances reconciled in a way I would never usually bother to do . Intuitive easy to use app . Reviewed on: 14th April 2021
Beverly Mcclean's avatar
Beverly Mcclean

Simply the best

5
Monzo has simplified all my banking, everything is so seamless, I wish all banks were like this Reviewed on: 14th April 2021
Pam Bilverstone 's avatar
Pam Bilverstone

super easy to use

5
excellent bank, brilliant app, awesome customer service, what more do you need? Reviewed on: 14th April 2021
rebeccamcgrath2010@gmail.com's avatar
[email protected]

Great service

5
I honestly cannot fault any of the services Monzo provide. All of my transactions feel super safe and their customer service is so quick and efficient. The app is so easy and straightforward to use. Reviewed on: 14th April 2021
Tara's avatar
Tara

Great

5
Only bank which accepted me in having an account with them.. don’t know where I’d be without Monzo .. thanks .. Reviewed on: 14th April 2021
Shaz zii's avatar
Shaz zii

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