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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Trust, simplicity and speed

I've moved to the UK a few years ago. Live in London for some months and came to the southwest after that. Monzo helped me through every step. As a commuter in London, a tenant everywhere, as a temporary worker, then a self employed and now a employee. When I'm here I use monzo, when I visit my family I use monzo andwhen I come back I use monzo. Gpay, perfect app, pots, no charge, very efficient costumer support cool image and cards. No other bank even recognized me here and monzo was already my safe haven. It's not just that I trust Monzo, is that monzo (unlike any other bank) trusted me when I most needed, now monzo is My favourite of all banks EVER! (Client to 5 banks in Portugal and 5 banks uk/eur) Reviewed on: 13th April 2021

Best Bank

Great service, simple, effective what you’d want for your money and banking in 2021 I love the app with Monzo Bank. It’s simple but effective. It’s clear and easy to follow. If I need any help, someone is just there, in the app, living in my phone. What Bank has people living in my phone? No one, just Monzo. Reviewed on: 13th April 2021

Best Bank ever!

I never had a problem, customer service always available for the support, courteous staff and the best services you can get on the market for any kind of use (personal, business, joint account, saving, etc.) Do yourself a favor: start your journey with Monzo and you won’t regret it! Reviewed on: 13th April 2021

Amazing

so easy to use , easy to contact , love the fact that you can freeze and unfreeze you card instantly if you misplace it. Good exchange rates so never need to take currency abroad. Reviewed on: 13th April 2021

Easy to use current account

Easy to use current account tracking my expenses and having pots to save my money Reviewed on: 13th April 2021

Hassle free banking

Moving to Monza was a great decision . Always feel in total control of my money. Never had any issues. Broken card replaced instantly. Reviewed on: 13th April 2021

Brilliant

Monzo have set a new standard. They have your best interests at heart and don't try to trick you into spending money like other banks. Reviewed on: 13th April 2021

Easy to use

Excellent bank. Easy to use. Always clear and I like that I can see what’s going in and out of the account Reviewed on: 13th April 2021

Very good working

2 YEARS I WORK TOGETHER BAT FOR ME VERY HAPPY SERVICES THE BEST Reviewed on: 13th April 2021

Great Personal and Business accounts

Monzo makes it easy to run separate personal and business accounts, but easily move money between them. Getting paid BACS a few days early is great as well. Excellent customer service. Reviewed on: 13th April 2021

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