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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19144 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19144)

Monzo is great and it will be the first I would recommend before I think of another bank

It has been a great experience with Monzo Reviewed on: 13th April 2021

Monzo

Excellent bank can’t fault them. Reviewed on: 13th April 2021

How every bank should be

Monzo were ahead of their time. Banking like it always should be. Instant, interactive, friendly and able to be personalised for each user. Reviewed on: 13th April 2021

Great bank

Can’t say anything bad bout Monzo, highly recommended. Reviewed on: 13th April 2021

Couldn't be happier

Been a monzo customer for years, back before they had current accounts and couldn't be happier! They've really pushed the industry forwards. They were the first to do push notifications when using your card, something which has been adopted by many banks globally. They offer fee free transactions in other currencies which is a game changer when travelling. Their customer support is great, their app is really easy to use... just generally amazing! Reviewed on: 13th April 2021

Great product

Great product, good customer service. Needs to ensure it keeps innovating though. Reviewed on: 13th April 2021

Excellent, seamless Banking.

The online banking facility is seamless. Quick responses. Client centric, hassle free e-service Banking, with minimal costs but maximum benefits. Love it. Reviewed on: 13th April 2021

Amazing

Honestly best bank I've ever Been with ! It's so quick and easy to use !! It also lets me have my wage 4 days earlier which is a bonus if your skint! Amazing Reviewed on: 13th April 2021

Very happy with my Monzo account!

Very happy with my Monzo account! Reviewed on: 13th April 2021

Excellent bank

Great App. Always had great customer service when required. Couldn’t recommend them enough! Reviewed on: 13th April 2021

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