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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great bank, straightforward, nothing is ever a problem

5
Had a Monzo account account for a few years and never had any issues. Great service if something goes wrong. Keep up the good work. Reviewed on: 14th April 2021
Austin latimer 's avatar
Austin latimer

Best Bank in UK

5
They provide the best service all round. No issues since I joined them. Reviewed on: 14th April 2021
Focus's avatar
Focus

They have thought of everything!

5
Best banking app by far, all the tools they provide to make bank so easy is a big achievement. They provide us with such great tools that you'd think that you'd never use but in actual fact come into real good use. They've done things that the big banks will never do for their customers! Reviewed on: 14th April 2021
Mike's avatar
Mike

Leaves the rest of the banks far behind

5
Modern banking done well, leaves the dinosaur banks far behind, Monzo are helpful, and the app is easy to use, would and have already recommend Monzo to everyone. Reviewed on: 14th April 2021
Karla Koo's avatar
Karla Koo

Monzo

5
Easy to use and good functionality Reviewed on: 14th April 2021
Brett France's avatar
Brett France

Very easy to use

5
Love the fact that we get updated straight away! Reviewed on: 14th April 2021
Zak's avatar
Zak

Monzo bank is best bank

5
Monzo is the best bank because very service and easy to use according to me 100 out of 100 Reviewed on: 14th April 2021
Ravi 's avatar
Ravi

Family bank

5
I was advised by many of my friends to open an account in Monzo and I can say that it was a very good choice. I had a great time right away. Very reliable, so I would do the same in advising other people that tomorrow they will have to make an important choice like the one made by me. Reviewed on: 14th April 2021
Ernesto Del Villano 's avatar
Ernesto Del Villano

Banking made easy

5
Real time banking especially when on a budget. Efficient customer service. Offers simple suggestions to save and understand the value of money. Reviewed on: 14th April 2021
Saama's avatar
Saama

more than helpful

4
I suffer with dyslexia and I spock to a members of your staff and thay wer more than helpful on a number of occasions Reviewed on: 14th April 2021
Kenneth buchanan's avatar
Kenneth buchanan

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