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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

The best bank ever

He is the best bank at all. Very friendly very quick and good on her graficks Reviewed on: 13th April 2021

Easy and effective

Monzo has been painless from day one, easy to use and never any issues. Reviewed on: 13th April 2021

So happy with Monzo

Always a pleasure to deal with their customer service. Monzo makes banking a hassle free experience! Reviewed on: 13th April 2021

Monzo Award

Simple & easy to use. Easy to use pots, good idea for saving. Reviewed on: 13th April 2021

Fast efficient

Great experience very satisfying and fast response Reviewed on: 13th April 2021

Fantastic bank

Monzo bank are the best bank I have ever banked with. Their app gives you the opportunity to manage you money and also know as soon as money is taken from or put in your account. They are forward thinking and have great add ons. Reviewed on: 13th April 2021

Monzo Unofficial Ambassador

Monzo have taken on what is wrong with traditional banking and trying to resolve the pain and friction points created over a number of years. Do they get everything right, no, but what they try to do is test, learn and adapt by listening to their customers. Reviewed on: 13th April 2021

Easy, reliable, no problems

Easy, reliable, no problems. Mobile app is the best and most intuitive that I've used and includes useful security features. Reviewed on: 13th April 2021

Love it

Easy to use. Quick responses to enquiries Always up to date Reviewed on: 13th April 2021

Relevant with the times

Leading edge digital banking service thats just broken the rules of the game!!! Reviewed on: 13th April 2021

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