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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Brilliant bank and customer services

I can’t fault Monzo I tell everyone how good they are. Any issues are dealt with fast by customer services. Love everything about it, thank you ! Reviewed on: 13th April 2021

Good

Great and good nothing much I can say Reviewed on: 13th April 2021

Best banking app ever

Love Monzo and how easy it is to use. Customer service is great and the app is amazing for budgeting and saving.. or at least attempting to save Reviewed on: 13th April 2021

Incredibly efficient

I love the efficiency of using Monzo. I can transfer funds from other accounts and to friends and family in seconds and keep tabs on my balance and expenditure on my watch and phone. Its incredible to think how sophisticated personal banking has become. I can control my savings and itemise my expenditure all on one app without having to ever leave my armchair if I choose. I also love the security it gives my young adults as they can preload a monzo card and then not spend more than they can afford like you can on other credit cards. There is nothing not to like. Reviewed on: 13th April 2021

Nothing is to much trouble for them

All my dealings with monzo, so far has been excellent Reviewed on: 13th April 2021

The most easiest banking in the world

I’ve never been good with online banking until I was advised to change to Monzo and wow my life was so much easier so thank you Monzo Reviewed on: 13th April 2021

Best bank I've ever used!

Easy to use. Everything is clear and concise. If you're ever struggling with anything then all the team are just a few clicks away! Reviewed on: 13th April 2021

Just brilliant.

So uncomplicated and clear to use. Love it! Reviewed on: 13th April 2021

Head and shoulders above the established business banks!

Absolutely terrific. Easy to apply and even easier to use. Great functionality and terrific customer service. Reviewed on: 13th April 2021

User friendly

So far the most user friendly bank with the most easy interface of the app, which helps a lot in day to day banking. Reviewed on: 13th April 2021

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