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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Awesome bank

Love Monzo its awesome you its the most helpful bank ever so many ways to help people save. Roundups and virtual cards rock. 5 + Stars Reviewed on: 13th April 2021

Magnificent Monzo

A true breath of fresh air in the banking world. Secure and instantaneous banking from your mobile phone. Pay bills, transfer moneys to a from accounts all without having to visit a bank! Magnificent! Reviewed on: 13th April 2021

Great bank, great experience

Monzo was the first true smart bank for the people. The big ones are now trying to keep up but just steal ideas and have no innovation of their own. I've been with Monzo since the beginning and with them until the end. Reviewed on: 13th April 2021

Brilliant bank - love them

I've been using Monzo as my primary bank for a few years now and love them. They've changed my perception of the banking industry (previously dinosaurs in suits) to now a modern, fun, user-first kind of company. Great work folks, keep it up! Reviewed on: 13th April 2021

Excellent

I have been with Monzo from concept and have received help and advice ( 1st class.) not received from other banks. Reviewed on: 13th April 2021

Wondeful

The app is so clear, convenient and helpful. Never had a problem and it let me understand my finances way better. Reviewed on: 13th April 2021

Great easy to use

Clear mobile banking with low fees abroad Reviewed on: 13th April 2021

Best bank online

Transparent friendly and makes life easy. I love them. Reviewed on: 13th April 2021

Easy in use and nice interface

One of the most convenient banks Reviewed on: 13th April 2021

Saved my life!

Before Monzo, I was living paycheck-to-paycheck with no understanding of my outgoings. I never managed to save because I always spent money that I didn't have! Monzo's breakout view of spending completely changed how I viewed my current account and it made budgeting and saving possible, in a simple way. Not only that, their customer service team is one of the best I've ever had to deal with. No question is too small, no task too labourious; they are just good people. Thank you Monzo! Reviewed on: 13th April 2021

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