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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Lovely app easy to use but No transfer to Saudi

I am from middle east (SAUDI ARABIA) and my friends and I are always suffering if we want to make any international transfer to Saudi Arabia. Hopefully this feature is added soon enough. :( Reviewed on: 13th April 2021

Absolutely Great

If I have any questions no matter even they are stupid/petty I ask in app-chat and they always help the only reason it's not maxed out on rating is the chat CAN be slow sometimes but you don't have to be on it so it doesn't really matter Reviewed on: 13th April 2021

so easy to control my money with Monzo

I was with the Halifax 35 years always struggled controlling my account and my direct debit‘s and standing orders not understanding what was going on with my bank statements then realised Monzo had a lot more to offer me in the way of understanding how I spend my money and save money and pay bills the best thing I ever did was switching from the Halifax to Monzo, and yes I forfeited a £10,000 overdraft at the Halifax I’ve now got just £1000 from Monza overdraft and coping with it perfectly. Reviewed on: 13th April 2021

One of the best service bank in Uk

Good service specially sending money to overseas Reviewed on: 13th April 2021

Full spot monzo my friends used monzo

I love monzo Super monzo bank all is well Reviewed on: 13th April 2021

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Brilliant online banking!

We love using Monzo, it comes without overly complicated processes and accounts are so simple to manage. Reviewed on: 13th April 2021

User friendly

So simple to use and mega convenient - now use as my main bank account and would highly recommend to anyone Reviewed on: 13th April 2021

Easy banking

Easy use App and features add up to a really valuable banking product in your pocket! Reviewed on: 13th April 2021

Simply brilliant

Fabulous.... few things to improve going forward but so happy with my experience. Would not hesitate to recommend. Reviewed on: 13th April 2021

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