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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Loved their innovation from the beginning

I enjoy banking with Monzo , it is so easy and uncomplicated- never a fuss Reviewed on: 13th April 2021

Best thing I ever did!

I absolutely love Monzo. I’ve been with them for a while now and it’s completely changed my life. I have never felt so in control of my money. I have recommended them to every friend and family member :) Reviewed on: 13th April 2021

Phenomenal

They’re honestly brilliant. I can’t fault their service at all, I’ve never had a problem and they usually surprise me by how good and proactive they are. Reviewed on: 13th April 2021

Best bank, always had amazing service who always strive to do more.

honestly they have really changed how I do banking, I can see what im spending, how much, where, I have complete control at my finger tips and I feel financially empowered, I feel confident that when I look at the app in a few seconds I know where I am across all my accounts. before either I had to go to the different apps and even then sometimes I wouldn't recognize payments. I love the metal card offerings too, i use the phone insurance and the travel insurance. The only think I might ask if to be able to choose the metal card colour, but thats all in gest. really all round amazing service and I would feel lost without it. Reviewed on: 13th April 2021

Bloody easy, hassle free banking

Don't know how I would survive without a monzo! Reviewed on: 13th April 2021

secure banking at your fingertips ..21st century banking

Secure banking at your fingertips ..21st century banking from organizing and budgeting, transferring and saving great 5stars Reviewed on: 13th April 2021

Exactly what I want from everyday banking

Everything I need for my everyday banking. Simple and easy app to use. No problems when it comes to transactions, transfers or query’s. Highly recommend Reviewed on: 13th April 2021

Perfect banking.

Banking made easy, and with great customer service, what more could one want? Reviewed on: 13th April 2021

Simply miles better than your high st bank.

I banked with a high street bank for decades and finally I saw the light. This is straightforward, modern banking. Light years from what’s being offered by the big boys. Reviewed on: 13th April 2021

Best bank by far

Very easy account to open and operate via the App. Excellent customer service."Does what it says on the tin" Reviewed on: 13th April 2021

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