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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19142 reviews)

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4.92

Based on 19,142 reviews, last reviewed 2nd Apr 2026

93500% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Customer service any issues have been dealt with quickly and can be easily accessed at a later date for reference. Reviewed on: 2nd April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19142)

Forward thinking customer centric bank

Monzo have exceeded my expectations since signing up a few years ago for their top-up card. Since becoming a bank they have delivered great value through their services which led me to switch over to use as my main bank. Keep up the good work Reviewed on: 13th April 2021

Wide variety of payment services

A refreshing a "can do" from this bank Reviewed on: 13th April 2021

Great

The monzo app is so easy to use and transactions appear straight away making it easy to keep track of money. If there’s ever any problems their live chat team respond straight away and have always got any of my issues sorted very quickly. Also love that monzo lets you get paid a day early! Reviewed on: 13th April 2021

Quick & Easy Banking

Monzo is great for real time banking and keeping up with your spending habits. Reviewed on: 13th April 2021

Makes my life easier

Monzo makes managing money very easy, My current top favourite features are: Direct debts fro buckets, (allows you to set aside some money for all your bills) Salary sorter, once you get your salary you can very quickly sort it into buckets. Reviewed on: 13th April 2021

Bank of the future now

Monzo - the bank of the future now - great product, big impact. Well done. Reviewed on: 13th April 2021

Good

Good work about care our money and pro term and condition Reviewed on: 13th April 2021

Banking made easy

Brilliant bank and very good customer service Reviewed on: 13th April 2021

Top bank - Great App!

Simple easy banking via the app. Reviewed on: 13th April 2021

BEST BANK EVER!!

The app is amazing, customer service is 1st class. I use to be very bad at managing my money but turns out I just needed a better bank! I wouldn’t bank with anyone else, ever! All my family and friends bank with them too, which makes life easier. They’re doing a great job. I’m a huge fan! Reviewed on: 13th April 2021

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