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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank ever

Best bank ever. Easy to use and they're forever helpful. Reviewed on: 13th April 2021

The best bank!

I'm very satisfied and can recommend with full responsibility. The best bank ever. Customer service very helpful when I had an issue. Reviewed on: 13th April 2021

The best mobile bank at your fingertips

Monzo always comes with attractive solution to its customer needs, whether it's cash withdrawal or online banking or customer service, always quick and up to the mark! Loved Monzo! Reviewed on: 13th April 2021

Really easy

As the pandemic attacked, I felt that being with Monzo made me ahead of the curve. I mean its all online. Reviewed on: 13th April 2021

Monzo is the Best

My very 1st Bank Account , easy to use for every one..happy customer ! Reviewed on: 13th April 2021

Fantastic customer experience

They listen to their customers and are very far away from a stuffy traditional bank Reviewed on: 13th April 2021

Good

Good and wonderful experience,saving and banking with Monzo,good online customer relations and fast in solving customer challenges Reviewed on: 13th April 2021

Great Bank

Always there to help. Customer service is second to none. Reviewed on: 13th April 2021

Modern, accessible and hassle free

Monzo is a modern bank designed for modern needs. Instant notifications and access make managing money easy and the budgeting features are useful. Reviewed on: 13th April 2021

Brilliant

User friendly. All round great service. Reviewed on: 13th April 2021

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