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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Perfect.

Since being introduced to Monzo I’ve been able to see where my money is going and curb my spending. Which means I’ve managed to save money. Thanks Monzo. Reviewed on: 13th April 2021

Amazing

Best bank, easy to use, secure and fast, would recommend Reviewed on: 13th April 2021

Flexible and easy to understand

It's good for keeping track of spending, separating amounts into different pots helps me to plan and save. Reviewed on: 13th April 2021

Financial control from my current account

Monzo has transformed my financial life. Very muchallowing me to visibly see where I spend money and put me in control. Awesome. Reviewed on: 13th April 2021

Super easy to track spending

I love Monzo it is now my sole bank I love using it for everything its so good with pots and to track spending and there customer service is excellent1 Reviewed on: 13th April 2021

quick, easy and modern

have my budgeting right in my banking app has helped me save money to buy a house, the pots features helps me split my money up to see where everything is going. i have even setup a join account with my partner for our new house. Reviewed on: 13th April 2021

What banking should look like

I cant think of a single negative experience with Monzon, unlike a few of the high street banks I've been with over the last 30 years. Reviewed on: 13th April 2021

Your Best Financial Friend

If you want to keep on top of your finances and you want an extraordinary current account then Monzo is for you. There are to many features to list but my favourite is the option to round up any change which goes in to a savings pot. Reviewed on: 13th April 2021

Beats all others

Great company, who cares a lot about their customers. A great variety of things included within the app, like how you are able to have multiple savings pots. It is also very easy to get in touch with support. With there being a live chat option. Never had anything negative to say about Monzo before always positive. Reviewed on: 13th April 2021

Simple and easy to use! Great communication from Customer Service!

I find Monzo super easy to use and it enables me to manage my money much easier than my previous bank. I have unfortunately had a few issues with online purchases whereby the merchant has either overcharged me or not delivered the goods but on all occasions I have been so impressed with the communication and help I have received! Reviewed on: 13th April 2021

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