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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy, efficient and fun

I am thrilled I changed to Monzo, the app is efficient and easy to use. The customer service is fast, friendly and efficient... very happy customer! Reviewed on: 13th April 2021

Outstanding

Monzo has an easy to use interface, supportive and responsive customer service and I love that when I get paid, I can see what money I have spare as it shows what is needed for bills. Reviewed on: 13th April 2021

Excellent service

Professional and excellent service with a user friendly app Reviewed on: 13th April 2021

Best, quickest, and easiest bank I have ever used

Very fast at transferring money Reviewed on: 13th April 2021

First of its kind

Monzo is by far the easiest and most convenient way for me and my partner to split bills, save for big holidays/events and share a joint account. I really like how it's app based and it's very user friendly. It has helped me categorise and understand my spending habits so I am now better at managing my money as a result. Reviewed on: 13th April 2021

Amazing bank and great customer service

There’s nothing quite like them! Reviewed on: 13th April 2021

A very simple way to bank

Love the aspect of being able to see where I have spent money easily. Reviewed on: 13th April 2021

Great bank with great features

I joined Monzo a couple of years ago and never looked back. I love the pay early feature and the pots system. Reviewed on: 13th April 2021

Great bank

Great srvise and great app easy to manage your money Reviewed on: 13th April 2021

Fantastic banking services

I enjoy the banking services provided by monzo Reviewed on: 13th April 2021

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