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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Makes little things in life just that bit easier

I love using Monzo. I like that I can access all/any information easily, payments to other people are super easy, see my spending and get notifications (sometimes good and bad). I've recommeded to family and friends just so we can all be better connected. Reviewed on: 13th April 2021

Easy and intuitive to use

App Always updates instantly showing total available. Reviewed on: 13th April 2021

One word Brilliant.

An amazing bank with amazing features built into the app. Customer service is slower than it used to be a few years ago though. Reviewed on: 13th April 2021

Best bank ever!

No hassle. Does what it says. Wish I'd found them earlier! Reviewed on: 13th April 2021

Love what Monzo offers

I love just about everything from Monzo. The mobile app is slick, has lots of great and well thought out features, and is generally miles ahead of most other banks. A few years back, I'd have argued it's hard to get excited about a bank. And yet here I am, loving a bank and recommending Monzo to everyone. Reviewed on: 13th April 2021

An excellent modern Bank

Monzo gets all the basics right when it comes to banking. Making purchases, moving money et cetera is intuitive and quick, and my favourite feature is how easy is is to see how you’ve spent your money over time. Reviewed on: 13th April 2021

Best bank in Britain

This is the best and easiest bank I’ve been with and would highly recommend this bank to others. Reviewed on: 13th April 2021

Best bank ever

So easy to use, set up is great, can have all your bills in one place and spending money separately!! Reviewed on: 13th April 2021

Easy banking

What’s not to like? No fuss banking with powerful budgeting features, with an understanding of the modern customer’s needs. Reviewed on: 13th April 2021

I Always Recommend Monzo

Literally cannot fault Monzo Bank at all - not only is their customer service exceptional, but the innovative products and services on offer as a customer, whether paid for or not, are second to none. For me, no other bank comes close, and they've helped me to get out of debt with their budgeting tools along with the ability to see exactly where my money is at all times! Reviewed on: 13th April 2021

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