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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

User interface

Brilliant immediate notification of transactions and excellent security for internet payments, Splitting bills with friends is a breeze. Responsive support team. Very happy with Monzo Reviewed on: 13th April 2021

Monzo have been brilliant for my needs

It was easy to change over from my old bank , I get all the notifications I need , easy savings pots , brilliant ! Reviewed on: 13th April 2021

Monzo Service

Monzo provides excellent service. Also ideal when spending and withdrawing abroad. Reviewed on: 13th April 2021

Amazing

I love my Monzo account I wish they would open branches aswell as online, if I’ve ever had an issue they have resolved quicker than high street banks do. Reviewed on: 13th April 2021

BRILLIANT BANK

Quick to sort out any issues. A young, happy and dedicated staff on internet and phone. Great bank. Reviewed on: 13th April 2021

Good

Am really satisfied and happy with Monzo Reviewed on: 13th April 2021

Best Bank in the UK

I have been with Monzo since the start and the current account is brilliant the App is of high quality and enables you to save and keep a track of your spending. So glad I moved from the high street. Reviewed on: 13th April 2021

Easy, uncomplicated and well designed

I love using Monzo as my primary bank account because it was relatively easy to set up and the app has a great and intuitive design. You get a great overview and can find anything with a few quick clicks. Depending on how much of a planner you are, you can also set up budgets and limits to help you manage your finance. My favourite feature though are the different pots where you can split your money into different categories. It helps me to save up and put money aside. Last but not least Monzo's customer service is great, I once had a complaint which I handled through Monzo and although the process was a little painful I managed to get my money back. Reviewed on: 13th April 2021

Excellent bank

Best bank I’ve ever used, I’ve used multiple banks over the years, and I love the app interface Reviewed on: 13th April 2021

Monzo makes my life easier

I love my monzo account, it’s easy to use and it makes it easy to keep a track of my money Reviewed on: 13th April 2021

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