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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Pleasure to bank with

Love the way this bank works everything is smooth never have any issues always get notified and fast customer services Reviewed on: 13th April 2021

Very easy to use

Using Monzo is seamless. I would recommend it to everyone. Reviewed on: 13th April 2021

Amazing Bank with amazing customer service

The app is simple and easy to use and the staff I have interacted with have gone above and beyond to help me every time I have spoken to them. Reviewed on: 13th April 2021

easy to manage and great customer service

very easy to manage bank, easy and clear, i had the opportunity to speak to customer service a couple of times and it has been easy and right to the point Reviewed on: 13th April 2021

Anwesome

Couldn't ask for anymore , everything works never any problem quick response Reviewed on: 13th April 2021

Best bank - perfect app

Overall very happy with my experience with Monzo. Love monthly summary feature based on different payment categories and i find being able to send future payments from pots very helpful! The only drawback would be time taken to deposit cheques but that’s understandable since it has to be done via mail. Reviewed on: 13th April 2021

Great

Had no problems with this bank. Easy to get the touch with and gives u ur money a day early Reviewed on: 13th April 2021

monzo driving culture changes

first bank to bring in a block/ limits on betting organisation is a great step forward which other banks have followed Reviewed on: 13th April 2021

Perfect banking experience.

If you want a no fuss perfect to approach banking experience then look no further. With outstanding customer service and normal people who will go out of there way to help you this is the one. I was once having an issue with not being able to buy any food that a very generous member of the team sent food to my house! Absolutely never expected nor experienced anything like this in my life before. This bank is for the people. Reviewed on: 13th April 2021

Simple Straightforward Banking

I am very impressed at how easy and straightforward the process was to set up a sole and joint account. Reviewed on: 13th April 2021

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