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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best for usability

Software as a service is great. Just figure out how to make interest payments cover the fee. Reviewed on: 13th April 2021

Pleased with M9nzo

Excellent banking service. Very attentive to their clients. Relevant services. Reviewed on: 13th April 2021

Best bank ever!!

I have had a wonderful experience with Monzo since 2019. It's the best! Reviewed on: 13th April 2021

Great bank

I think this bank is the best and it’s amazing Reviewed on: 13th April 2021

Modern reliable banking

Monzo provides a great service which is fast and efficient. Recommended. Reviewed on: 13th April 2021

Great service

Love how simple the app is and the different pots you can set up Reviewed on: 13th April 2021

Great company

Great bank to bank with, so easy to use. The app makes it so easy to understand and manage your money, instant transfers aswell Reviewed on: 13th April 2021

All around amazing

Monzo is so easy to use, all the different outgoings are clear to see and money is easy to manage and move into other pots etc. Transferring to friends and family who also have monzo is super easy too, and it's still easy to transfer to people who aren't with monzo. Reviewed on: 13th April 2021

Best Bank around

It's easy to use, accessible, online which is a huge plus. The things you would normally need to call your bank for are available online. Amazing service everytime!! Best bank around without a doubt! Reviewed on: 13th April 2021

Brilliant banking app that solved my debt problems

Brilliant banking app that solved my debt problems due getting live update of what is coming in and out, I can budget much better by controlling my spending and overall this has been a life changer for me. Reviewed on: 13th April 2021

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