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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

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4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

Monzo - a happy customer

A very easy to use App. Super quick confirmation of sums deducted. I also had a very helpful on-line response to a query when travelling overseas. Reviewed on: 13th April 2021

Best Bank Ever!

In my over 30 years of having a current account, I've never had the experience that I've had with Monzo. Their customer service is second to none and the team is always knowledgeable and always ready to help. I don't think I could ever go with another bank. Reviewed on: 13th April 2021

Top bank

Top bankIt’s a first class bank and a new way of banking very very pleased Reviewed on: 13th April 2021

Monzo is a. reliable bank

Monzo customer service is excellent nd they are ready to help anytime Reviewed on: 13th April 2021

Best bank ever

I honesty don't have enough nice words in my vocabulary to describe this bank. Hassle free, easy to use and always reliable. Reviewed on: 13th April 2021

Everything is easy

Even on the free tier of current account, everything with Monzo is simple - moving money, creating pots, adding new payees, etc. The app is intuitive and useful, balance updates are fast, and it all just feels MODERN. Reviewed on: 13th April 2021

Excellent bank

Excellent customer service, brilliant facilities offered. Reviewed on: 13th April 2021

Easy to use and keep track if different account and savings pots

It is very important for me to have savings pots for different savings goals long and short term. Monzos app is great and helps me track all my spending Reviewed on: 13th April 2021

Very forward thinking bank

Monzo is easy to use, app first bank, and thinks carefully of what makes banking easier for the customer. The huge number of banks playing copy cat has shown the impact Monzo has had on the industry. Reviewed on: 13th April 2021

Easy to use

It's simple and easy to use, easy to pay people I need Reviewed on: 13th April 2021

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