Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

View other Monzo products

4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

I regularly refer friends

Big banks are so complicated, slow and frustrating. Monzo knows it’s consumer base, is easy to use and you always know how to contact someone if you need it Reviewed on: 13th April 2021

The ultimate bank

Monzo provides the best banking service of the four countries I have lived in. Their app and customer service are fantastic. Everything is simple and straightforward. They have designed the banking experience based on the customer rather than on antiquated big bank systems. Reviewed on: 13th April 2021

Best decision I made

Since joining Monzo years ago I wouldn’t go with any other bank. Reviewed on: 13th April 2021

Good experience

It is amazing how I transact with my monzo account it is very efficient Reviewed on: 13th April 2021

Everyday Banking at its finest

What’s not to love about this bank?! They even let me get paid early. I love Monzo Bank Reviewed on: 13th April 2021

This account will totally change your money management

I'd been banking with Co-op, Nat West and Barclays for several years. I am admittedly hopeless with money and traditional high street banks almost seem to want you to fail. I'd constantly forget payments were coming out and go overdrawn or have payments bounce. I was always having to pay bank charges and my financial management was chaos. I opened an account with Monzo which was super easy and straight forward and after 2 months I went "full monzo" and have never looked back. These guys get it - money management is now straight forward. I never miss a payment, I don't go overdrawn and I know exactly how much money I've got all the time. I wish I'd done it years ago. Monzo leave their high street competitors IN THE DUST! Reviewed on: 13th April 2021

Very good.

This is the best bank in the uk . Reviewed on: 13th April 2021

Great app and customer service

I like the fact that you can do almost anything you want from the app and when you cannot, the customer service has exceeded my expectations in promptness and the ability to resolve the issue. Great bank, I love it. Reviewed on: 13th April 2021

Excellent!

Finally a bank that is customer focused. Very convenient, practical and easy to use. Reviewed on: 13th April 2021

Easy to use bank

A very easy to use bank with a very straightforward app, despite it being online the backup from the customer services is expectational. Highly recommend as an everyday bank for the needs of the household Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Under 16s account
from Monzo 4.98 from 923 reviews
Instant Access Multi Currency Account
from iFAST Global Bank 4.93 from 516 reviews
International Payments
from iFAST Global Bank 4.89 from 292 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub