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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

What every bank should have been but failed to become.

5
Monzo have pushed banking into a new era by trailblazing new and exciting features and capabilities which the resto of the industry are now scrambling to keep up with. Reviewed on: 13th April 2021
Harry Jest's avatar
Harry Jest

very good well worth having

5
easy to use all my family have a card to Reviewed on: 13th April 2021
Ian 's avatar
Ian

Just what you need from a bank

5
Since joining Monzo years ago it’s gone from strength to strength. I’ve never missed not having branches to go into, the app experience is great. Reviewed on: 13th April 2021
Rich's avatar
Rich

Monzo

5
Excellent bank. Forward thinking, easy to use.. Reviewed on: 13th April 2021
C Retmabski's avatar
C Retmabski

Transformed the way I bank

5
Totally transformed the way I bank, feel safer with notifications and card freeze from fraud. Budgeting has been a game changer I never knew how much was really being spent month to month, now all my bills are taken out so I know how much I have left for the month and then where I will be spending it. Usually end up with a little bit at the end of the month which never used to happen!! The customer service the few times I have used them have been very helpful and efficient Reviewed on: 13th April 2021
Richard Somerville's avatar
Richard Somerville

My Monzo experaince

5
Using the Monzo app has been such a life saver when it comes to enabling transparency when looking at your finances and planning ahead. Reviewed on: 13th April 2021
Alex Lucas's avatar
Alex Lucas

Monzo

5
Excellent bank for everyday use. Reviewed on: 13th April 2021
Gomez Adams's avatar
Gomez Adams

Really good bank you can get your salary in advance

5
Great and good to use for every day Reviewed on: 13th April 2021
Imee Gambong's avatar
Imee Gambong

Easy, friendly and simple

5
Being with Monzo has helped my budget my life and become better with my finances. Thanks to Monzo my credit score is in a better place. It's also such an easy bank to use, and doesn't feel robotic like the others Reviewed on: 13th April 2021
Captain0of's avatar
Captain0of

Easy and intuitive

4
The app is easy to use and very user friendly. I do recommend Monzo. Reviewed on: 13th April 2021
Leonardo Dias's avatar
Leonardo Dias

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