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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Great

5
I really recommend it to my friends Reviewed on: 13th April 2021
Amirdonte Sh's avatar
Amirdonte Sh

Amazing customer service

5
Good staff very polite and informative very approachable and they deal with any issues Reviewed on: 13th April 2021
leonashleymillar2020@gmail.com's avatar
[email protected]

A fantastic modern bank

5
There's a few reasons why I love Monzo. The first is the ability to do pretty much everything online. I used to live in a very rural area, and they closed my previous bank branch which made it impossible to do things like pay in cheques etc. Monzo lets you do all of that without having to go into a branch. Customer service is always top-notch, although I've only had to speak to them on one or two occasions thankfully. Also a very transparent company. The main reason I love Monzo though is the pots. Being able to divide up my money into savings, bills and other pots, along with the summary function to view spending amongst different categories, makes it so so easy to manage money, especially as a student. Reviewed on: 13th April 2021
Ellora James's avatar
Ellora James

Best bank with best app

5
Having monzo has been a life saver I’m able to save my money and split my bills easily. Their security features are really unique and strong. Reviewed on: 13th April 2021
Kojo's avatar
Kojo

Change your life

5
Excellent product which has completely changed how I manage my money Reviewed on: 13th April 2021
Nicke's avatar
Nicke

Best British bank

5
Monzo is the best in terms of what banking entails in all its ramification. Reviewed on: 13th April 2021
Ola's avatar
Ola

Great App! Great bank!

5
Monzo makes banking convenient and simple. Reviewed on: 13th April 2021
Dafydd's avatar
Dafydd

So supportive and diligent to customer needs

5
When I travelled abroad, it was good not to go over my spending with the help in f Monzo! Excellent app Reviewed on: 13th April 2021
Moses's avatar
Moses

Great all round Bank

5
I love the quick 24hr customer service and the ease of the app and how I can use it abroad with no fees. Honestly love it. Recommend it to every one I know! Reviewed on: 13th April 2021
Dani's avatar
Dani

Easy to use

4
So easy to use, live the different saving pots and how easy it is to transfer between the pots and to other people (if they are on Monzo as well). Think the sharing of a tab is a great idea. Reviewed on: 13th April 2021
Megan Crawford's avatar
Megan Crawford

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