Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19141 reviews)

View other Monzo products

4.92

Based on 19,141 reviews, last reviewed 2nd Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19141)

No nonsense user friendly banking

Easy user interface, great customer support. Perfectly set up to match my current financial goals. Just so easy and stress free. My fav bank by far! Reviewed on: 13th April 2021

Best

Never had a problem with Monzo some is always there for you Reviewed on: 13th April 2021

Efficient Effective Epically-Simple

As an early adopter of the service during its Beta mode and then a full user as a bank account I have loved seeing the growth in features and design. It has been reliable and simple for my needs. Also makes sending and receiving funds easier than most other banks. Thank you Monzo! Reviewed on: 13th April 2021

Smashing bank

Ordered, clear, helpful and so switched on. I have been able to take complete control of my finances and get out out a pickle with their help Reviewed on: 13th April 2021

Simple and illuminating

We got exactly what we wanted. A way to manage our that didn’t require an overdraft or dealing with unexpected bills. We have nearly a dozen pots for bills, pocket money, fun and savings goals. It’s so simple - I would never go back to a bank that couldn’t offer this ability to organise my money as I choose Reviewed on: 13th April 2021

Best bank EVER

My friends think I work for Monzo because I won't shut up about it. Loyal customer for 4 years and couldn't be happier. It's SO EASY to bank with them, I can never go back! Reviewed on: 13th April 2021

So easy!

Always been incredibly easy to deal with, never any cause for complaint. Most of all the control and ability to manage my money is superb and completely changed my spending habits to enable me to be better off. Reviewed on: 13th April 2021

Easy to use, 1 year and zero problems

I have been with Monzo Bank for just over 1 year, I have had no problems with them and have found banking simpler and saving easier than any other bank I have been with, even for international payments and receipts. Cheap and good interest earned. Reviewed on: 13th April 2021

Easy banking

I find using monzo so easy, you can make payments, have saving pots and all done on phone or tablet. You know exactly what you are spending i would recommend monzo highly to everyone Reviewed on: 13th April 2021

Superb

Excellent service ever, great bank to bank with Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Select Account
from NatWest 4.56 from 714 reviews
Essential Current Account
from Virgin Money 3.08 from 143 reviews
Graduate Account
from NatWest 4.34 from 62 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub