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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Ok

5
OK okokokokokokokokokokokokokokokokokokokok Reviewed on: 13th April 2021
Aurel Lupu's avatar
Aurel Lupu

Best Bank

5
Monzo is one of the best bank in UK. monzo is trying best to provide good services their customers . Monzo need to increase the deposit limit Reviewed on: 13th April 2021
Ali Chaudary's avatar
Ali Chaudary

Convenient

4
Using Monzo in my travels was great, as I got updates how much I was spending in sterling . The chats were helpful when I needed . Thanks Reviewed on: 13th April 2021
dhjethwa@hotmail.com's avatar
[email protected]

Great convenience and ease of use

5
Great convenience and ease of use Reviewed on: 13th April 2021
Stuart's avatar
Stuart

Easy and clear

5
Initially set my monzo account up for a trip to New York so I could split my money out....now I use Monzo for our household bills due to its easiness. Love the feature of telling me when a direct debit is going to be higher and also being able to create and pay from pots. Reviewed on: 13th April 2021
Yvette J Bedford's avatar
Yvette J Bedford

Super Simple Banking

5
With Monzo I have been able to easily and intuitively manage my finances thanks to the brilliant app features such as salary sorter and early payday. Also love that it is far less fussy to use daily than the legacy banks. I recommend to everyone. Reviewed on: 13th April 2021
OHamiltonS's avatar
OHamiltonS

No fuss banking

5
I'm so impressed with the overall experience I have moved to the plus account Reviewed on: 13th April 2021
Jeana kidd's avatar
Jeana kidd

Best bank by far

5
Banking made simple and helps you to budget Reviewed on: 13th April 2021
Daniel Morgan's avatar
Daniel Morgan

Great customer service

5
Would definitely recommend to family and friends. Reviewed on: 13th April 2021
Lucy's avatar
Lucy

Superb

5
Brilliant so easy to use. Transfers are instant. All transactions are shown clearly on the app . Reviewed on: 13th April 2021
lee.cooper44@outlook.com's avatar
[email protected]

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