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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Easy to use, great customer services and all in general making banking fun

Very easy to use the app also great for budgeting. Reviewed on: 13th April 2021

Outstanding

The only bank not to have any trouble with. Easy banking all the way ☺ Reviewed on: 13th April 2021

21st century banking

Access to support 24/7, no banking jargon, great for budgeting, easy to save and SO user friendly. Reviewed on: 13th April 2021

Very good easy to understand banking

This is simple app banking which is easy and simple to use. I have saved so much more money since having a Monzo account because I can see every penny in different pots instead of opening 3 or 4 bank accounts. Reviewed on: 13th April 2021

Best bank!

Very modern, agile and customer focused. Reviewed on: 13th April 2021

The most accessible bank

Was fast and easy to onboard. Great visibility into the state of the account. Masterful technological support of all that. Reviewed on: 13th April 2021

Love the app, feel more in control with Monzo!

Slowly getting my finances back on track, Monzo has a great app that I know will benefit me once I’ve got myself out of debt so I have spare money!! Reviewed on: 13th April 2021

Best bank ever

Everything is just so easy. Customer service just message you back on the app, transactions show straight away and I love being able to leave my own notes and receipts on transactions Reviewed on: 13th April 2021

Monzo is great

Monzo offers a comprehensive and trouble free user experience and has the necessary security procedures so that I am always comfortable that my money is 100% secure. Customer service is alway accessible, swift and helpful and has never failed to resolve my queries at the time of bringing them to Monzo's attention. Reviewed on: 13th April 2021

Super user friendly and helpful

Very helpful customer service and easy to get answers to your questions. The app is so easy to use and it's great being able to use your card abroad. Reviewed on: 13th April 2021

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