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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Breakthrough in banking

5
I was an early adopter and Monzo truly revolutionise banking between friends and couples. I could not imagine not getting paid a day later now! Reviewed on: 13th April 2021
Arnaud's avatar
Arnaud

Money Management Essential

5
Monzo offers fantastic support and features for money management and engagement. I'm convinced it is a service that would cure anyone of money control problems or financial unrest. It's gives great control and makes money a much more prominent part of daily life taking away the traditional shame of talking about money Reviewed on: 13th April 2021
Ellys Williams 's avatar
Ellys Williams

Brilliant bank

5
I never had any kind of issues with Monzo Reviewed on: 13th April 2021
Mohamed Ali 's avatar
Mohamed Ali

Simple and powerful app

5
I use Monzo as my main bank account. It's very easy to use and still very powerful. Love their features e.g.: pods solution. Reviewed on: 13th April 2021
mkrawetko's avatar
mkrawetko

Amazing

5
Very easy to use app and very friendly staff to speak to if needed Reviewed on: 13th April 2021
Owen 's avatar
Owen

Best bank to bank with

5
Amazing customer service experience and a highly reliable and trustworthy bank Reviewed on: 13th April 2021
Jennifer Mae Vittini's avatar
Jennifer Mae Vittini

Cool!

5
Super easy to use app. I totally recommend it. Reviewed on: 13th April 2021
Luca's avatar
Luca

A breath of fresh air

5
Easy to setup. Easy to use. You are in full control. Advanced information about pending outgoings or incomings. Instant notification direct to your mobile when you pay by card. Brilliant. Reviewed on: 13th April 2021
Richard Gardner 's avatar
Richard Gardner

best bank account

5
Monzo is the best bank account I have had, I have already recommended to friends and family Reviewed on: 13th April 2021
Alison's avatar
Alison

Nice

5
Nicerrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrrr Reviewed on: 13th April 2021
Ax's avatar
Ax

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