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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Easy and brilliant

Since switching to Monzo as my main current account I’ve not looked back or regretted it. Easy, simple and no agro banking!! Reviewed on: 13th April 2021

Breath of fresh air

I’ve been very happy with my Monzo experience to date. Reviewed on: 13th April 2021

Amazin

This is the best bank. I love it. Reviewed on: 13th April 2021

Excellent service

Virtually no problems. Easy to contact if there is a query Reviewed on: 13th April 2021

Best Service

I have been a Monzo customer since 2016 and have never had an issue. Customer service is easy to get a hold of and always very helpful. Any issues are rectified quickly and swiftly. Their innovative app has allowed me to manage my money and budget with full flexibility. The instant alerts also have been so helpful in allowing me to see where I spend most. I have not a bad word to say and would truly recommend. Reviewed on: 13th April 2021

The best bank account available

Amazing banking experience with only one issue - bring Plus/Premium & IFTTT support to Joint Accounts! Reviewed on: 13th April 2021

Very good bank

Easy to use, international,great customer service Reviewed on: 13th April 2021

International travel

I like Monzo can be used internationally with no additional charge (as long as within limits, hope limits can be increased) Reviewed on: 13th April 2021

A Bank for the twenty first century.

I was pleasantly surprise by the intuitive interface and the way it help me keep on top of my spending, There service is superior to any of the established bank. Reviewed on: 13th April 2021

Unbelievable

Never any issues All the tools without any issues Reviewed on: 13th April 2021

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