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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Highly recommended

5
Easy banking, transfer to other country, good exchange rate, card works anywhere in the world Reviewed on: 13th April 2021
Kinga's avatar
Kinga

Love it

5
Great banking app, didn't know it needed an essay Reviewed on: 13th April 2021
Jack Dutton's avatar
Jack Dutton

Vastly improved in app experience!

5
Never had an issue and on an occasion where I had made a mistake they were quick to provide support and went out of their way to fix my problem. Reviewed on: 13th April 2021
Jack18332's avatar
Jack18332

Service

5
The service is excellent and the concept as well. Love Monzo Reviewed on: 13th April 2021
Alexandra Dias's avatar
Alexandra Dias

is the best bank very easy all, I love Monzo

5
Very Very And Very Good Bank The Best Reviewed on: 13th April 2021
J Erick's avatar
J Erick

excellent work everything

5
extreme good service & increase the limit on cash deposit Reviewed on: 13th April 2021
Jay Niteshbhai Patel's avatar
Jay Niteshbhai Patel

all other banks are copying monzo's model now

5
so easy to use, good customer service Reviewed on: 13th April 2021
pt's avatar
pt

Good customer service

5
Very quick and thorough customer service. I had an issue with an airline agency because I couldn’t get a refund from them. After reporting it to them several times and declining it, I started a chargeback through MONZO and had incredible support and communication about my dispute. 10/10 would recommend to a friend Reviewed on: 13th April 2021
Amin karmali's avatar
Amin karmali

Great bank, easy to use

5
The app is great, really easy to use and very intuitive. Customer service on the one occasion I’ve had to contact them have been brilliant. Really quick to come back to me and had all the right information. The features that monzo have to offer are just miles ahead of the competition, I’m very happy with the service. Reviewed on: 13th April 2021
ian-summers2010@hotmail.co.uk's avatar
[email protected]

World Wide Banking

5
I have used Monzo all over the world but mainly in South Africa. I have never had a problem with payments and the notifications in the local currency and GBP are instantaneously displayed on my iPhone. Topping up Monzo from my other UK bank account is quick and easy. I have recommended Monzo to several of my friends who also travel the world for work and they all swear by Monzo. Who needs a High Street bank when you have Monzo - if you do have a problem they are only a phone call away. Monzo is a must for anyone who travels abroad. Reviewed on: 13th April 2021
Henry Anderson's avatar
Henry Anderson

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