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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19140 reviews)

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4.92

Based on 19,140 reviews, last reviewed 1st Apr 2026

93450% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Best bank there is, no issues, full monzo only. Best bank there is, no issues, full monzo only customer. Plus the flex, and perks plans it pays for itself Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19140)

Great easy banking

I love the Monzo app and speed of the updates, a revelation in how I use money, I now have my card on my watch Reviewed on: 13th April 2021

Great bank

I can do everything from the app which works really well and saves me time. The user experience is much better than with other banking apps. Reviewed on: 13th April 2021

The GOAT!

Just the best seamless bank ever. I’ve moved EVERYTHING over to my monzo account. Absolutely the best available Reviewed on: 13th April 2021

Best modern bank

Super easy to use app, great tools for managing budgets and spending. Opening a Monzo joint account with my partner was the best thing we've done for our finances and budgeting. Helped us to save for our wedding! Reviewed on: 13th April 2021

Easy, accessible, amazing.

I love my Monza account. I can pay people in seconds, I receive regular spending updates. I can keep track of when bills and payments are coming out of my account. This has given me more control over my money than I have ever had with any of the main stream banks. I will never use a big bank again. Reviewed on: 13th April 2021

Amazing

Perfect bank to have you can get help when ever you want because it’s 24 hours also the app is so easy to use Reviewed on: 13th April 2021

Trustworthy

I’ve always felt Monzo were doing their best to be for the customer and not taking advantage of their customer. Always a good experience with customer service and an easy to use and understand app that solves most every problem you could have. Reviewed on: 13th April 2021

Outstanding, evolving and listening

Having been with Monzo as a Beta tester since their early days of being Mondo, it's been exciting watching this bank grow. Every step along the way they've persevered to do their best, to listen and include their community in creating the best bank. They may not have always gotten everything right first time (Monzo Plus) but their ability to recognise that, go back to the drawing board and come out with an even better product sets them apart from other high street banks and new Fintech banks. It'll certainly be using Monzo for many more years to come. James Reviewed on: 13th April 2021

The UKs leading challenger bank

Intuitive and informative APP based banking. There’s nothing I don’t like about Monzo! Reviewed on: 13th April 2021

The perfect digital first bank

I have been using Monzo for a number of years, have tried a number of their competitors including Starling and Revolut but find the design of the Monzo app to be far superior. Reviewed on: 13th April 2021

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