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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Top bank

5
Best bank ever would never go back to original banks Reviewed on: 13th April 2021
Matthew bullock's avatar
Matthew bullock

Love Monzo

5
The team at Monzo are always friendly and quick to respond to queries. Great user experience on the app. Reviewed on: 13th April 2021
K's avatar
K

Quite easy to set up an account

4
I was shocked to find it setting up an account could have been quite easy. I had earlier faced rejection from conventional banks due to no fault mine. Thanks Monzo. Reviewed on: 13th April 2021
Tunde's avatar
Tunde

Best

5
Best English bank . Newer had any problem Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Top class

5
After using a couple of established, high street banks and feeling let down and unimportant, I tried Monzo. I’m glad I did. Very easy to use, great tools, good customer service. Reviewed on: 13th April 2021
CallumMc's avatar
CallumMc

So easy

5
Easy to keep track of all your money coming in and out and see what you have left for the month so you don't overspend Reviewed on: 13th April 2021
Leanne Butterworth's avatar
Leanne Butterworth

Monzo friendly and fair

5
Monzo have really helped me and my family get back control over our finances and we can now focus on paying off our debts instead of paying off bank charges. Total recommend Reviewed on: 13th April 2021
Keith Donald's avatar
Keith Donald

Absolutely amazing

5
Outstanding bank, fully understanding staff, help you to the best of their ability, amazing 10/10 Reviewed on: 13th April 2021
Aaron Chivers's avatar
Aaron Chivers

Fantastic no fuss, great service bank with lots of quirky extras! Been using for 2.5 years now and its a breath of fresh air!

5
Fantastic no fuss, great service bank with lots of quirky extras! Been using for 2.5 years now and its a breath of fresh air compared to other banks! Reviewed on: 13th April 2021
Janine Clark's avatar
Janine Clark

Monzo, friendly and fair

5
I switched to Monzo because I was being repeatedly charged by my existing bank whenever a payment failed (these would be represented several times in a day and the charges would just rack up). Monzo are fairer than this. They don't charge for missed payments and the app gives you the opportunity to take control of the transaction by hitting "Tap to retry". Monzo have really helped me and my family get back control over our finances and we can now focus on paying off our debts instead of paying off bank charges. Total recommend Reviewed on: 13th April 2021
Keith Donald's avatar
Keith Donald

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