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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19139 reviews)

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4.92

Based on 19,139 reviews, last reviewed 1st Apr 2026

93400% increase in 5 star reviews

in the past 90 days

1700% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I like the usability of the app, savings rates are o... I like the usability of the app, savings rates are ok, company seems trustworthy and security is good without being overly fussy. Free vegan sausage r... Read more Reviewed on: 1st April 2026

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19139)

Forward thinking

Monzo is a pleasure to use. Always looking to lead the pack, they're pushing the boundaries on what's possible for a Bank. Super easy to interact with and speedy customer service when needed Reviewed on: 13th April 2021

Best Bank that works internationally

I've been abroad for quite a while now but still Monzo is the bank i most frequently use for transactions! So useful Reviewed on: 13th April 2021

Best Bank

Monzo is the best Banking experience I've ever had and the most simple to set up and easiest to use. Reviewed on: 13th April 2021

It's been the best banking for me above any other

It's helped me so much and had no issues at all its the best...if there was anything at all I'd say the loan and overdraft acceptance could be improved apart from that fantastic!! Reviewed on: 13th April 2021

Simplistic

So easy to use, linear layout and design and makes spending so much easier to monitor. It’s simple nature is present when you’re abroad too, helping you to avoid expensive charges and bad exchange rates. Monzo is revolutionary Reviewed on: 13th April 2021

Great modern bank

What a great bank. I highly recommend Reviewed on: 13th April 2021

Monzo the best bank we I have banked with !

Absolutely fantastic y can’t all banks be like this something wrong u sort it out best bank on line only downside is cheque so I yous metro for that brilliant Monzo pits are fantastic thank you Reviewed on: 13th April 2021

Just Superb.

Would never bank with anyone else. Customer service is brilliant. Features are second to none against other banks of building societies. One word. Superb. Best bank out there. Hand down. Reviewed on: 13th April 2021

Not just great product, but great treatment of customers!

Love that Monzo not only has an amazing product, but their key thing is how they involve their customers and keep them at the heart of their decisions Reviewed on: 13th April 2021

Great easy banking

I love the Monzo app and speed of the updates, a revelation in how I use money, I now have my card on my watch Reviewed on: 13th April 2021

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