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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Such a good bank

5
Is such a good easy bank to use. I got an account just because it was super quick to set up a joint one with my partner then slowly moved all things to it. I can now move money between accounts super quickly. Reviewed on: 13th April 2021
Catherine Smith's avatar
Catherine Smith

Amazing!

5
Monzo has changed my life for the better - the app, the pots, the customer service. I love feeling like I actually have complete control of my spending like never before Reviewed on: 13th April 2021
Beth's avatar
Beth

Best bank

5
First class all the way. Best thing I ever did was to jion this bank Reviewed on: 13th April 2021
Gail Southan's avatar
Gail Southan

Very customer friendly service

5
I find the layout of the Monzo banking system very easy to use, whether it’s paying a Bill or checking previous transactions. And I like the fact one can contact a REAL person at any time of day or night. I’m a happy customer! Reviewed on: 13th April 2021
clarehermon@gmail.com's avatar
[email protected]

Great service always available and ahead

5
Love banking with monzo, lots of innovation and onbarding was very easy Reviewed on: 13th April 2021
Maurice Mureau's avatar
Maurice Mureau

No fuss, no delays

5
Having moved from a mainstream High Street bank, I have not experienced any downsides to working with an online bank at all - through the app, I am kept well informed through real-time notifications and updates. Reviewed on: 13th April 2021
Alan Thorpe's avatar
Alan Thorpe

Best bank ever!!!!

5
Monzo is by far the best bank I have been involved with in my life. It’s just simple, easy banking...a monkey could do it. Staff are always helpful, moving to Monzo was the best switch I’ve ever made x Reviewed on: 13th April 2021
Eliza Beth's avatar
Eliza Beth

Mynzo

5
Ahh Monzo. It's like me and a mate wanted to design a bank and app just how we wanted, but it works for everyone. What more can I say. Reviewed on: 13th April 2021
Mr Hallumi's avatar
Mr Hallumi

Great bank

5
Great bank great app they have online Reviewed on: 13th April 2021
Mevlan 's avatar
Mevlan

Best bank ever

5
Always had a bad relationship with money until I started to use monzo now I’m doing a lot better all thanks to this bank x Reviewed on: 13th April 2021
Francesca Elizabeth's avatar
Francesca Elizabeth

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