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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

No fuss No nonsense!

5
Am not very good with “tech” but Monzo is very easy to use Reviewed on: 13th April 2021

Where were you all my life?

5
Great customer service, transparency and amazing software. Keep it up! Reviewed on: 13th April 2021

Very good and safe

5
Very good and safe bank is very diversified and alot of options Reviewed on: 13th April 2021

Love this Bank

5
Couldn't be easier to interact with. Any issues have been resolved easily. So easy to access the app, make savings, payments and pots. Would highly recommend Reviewed on: 13th April 2021

Easy, fast and transparent

5
For traveling or just for the day to day - it’s great. I’ve never felt so much control with my money and where it’s going. It’s great! Reviewed on: 13th April 2021

Top Bank

5
This has to be the best bank I have ever used, it has everything you need, at a touch of a button, easy access, easy to check bills, payments, when there due, excellent for budgeting each month, spot in, highly recommended ⭐️⭐️⭐️⭐️⭐️ Reviewed on: 13th April 2021

Perfect

5
What's not to like, so efficient and up to date it's brilliant. Reviewed on: 13th April 2021

Brilliant Bank!!

5
For me this bank has bought in so many changes to the UK banking sector. Ive been with monzo since the beta phase soo ive seen the growth and changes. Its brilliant. Its innovative app to the features provided is brilliant!! Reviewed on: 13th April 2021

EZY pesy

5
Just what you need in a bank although ditching the old graph was a mistake Reviewed on: 13th April 2021

Best bank ever

5
Monzo has completely turn my finances around. Most other banks could take a leaf out of their books and follow suit. The pots are a god send especially for bills being able to separate money and have the bills come out of that is amazing. Absolutely love it so far Reviewed on: 13th April 2021

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