Smart Money People Logo

Monzo: Current account reviews

4.92
Based on 19,139 reviews, last reviewed 1st Apr 2026
93400% increase in 5 star reviews
in the past 90 days
1700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I like the usability of the app, savings rates are o... I like the usability of the app, savings rates are ok, company seems trustworthy and security is good without being overly fussy. Free vegan sausage r... Read more Reviewed on: 1st April 2026
Guy I's avatar
Guy I

Latest lowest rating:

1

Do NOT USE monzo do not keep your money safe You do not keep money safe! Had fraudulent activity for the 2nd time this time amounting to a couple of hundred and Monzo decided to not give my money... Read more Reviewed on: 30th March 2026
Siobhan 's avatar
Siobhan

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19139)

Great bank, great app, great features

5
I use Monzo to save, send money securely to my family and to pay bills etc. It’s so easy to create savings pots and the ability to set goals is great in gamifying your savings. I love being able to send money quickly and securely. I also use Monzo when abroad to save on the hassle of changing up money and getting a good exchange rate. Would highly recommend Monzo, in fact my son is using it as his first bank after I recommended it to him. Reviewed on: 13th April 2021

At last, a bank for real people...

5
At last, a bank managed by real people who understand what real customers need from a bank these days. Thank you Monzo. Reviewed on: 13th April 2021

Mr. Costa

5
I had great experience with Monzo we do have amazing feed back in a minute. I recommend you to open account. Reviewed on: 13th April 2021

BEST BANK EVER

5
Nobody would give me a account but Monzo smashed it! Had a account with them for nearly 2 years now and never had a fault! So convienient and easy to use and bank with thanks again guys! Reviewed on: 13th April 2021

The easiest bank to bank with

5
Takes all the stress out of managing your money. Reviewed on: 13th April 2021

Great bank

5
Modern and user friendly. Highly recommend Reviewed on: 13th April 2021

Best bank about

5
Used every high street bank and had so many problems with them with withdrawing money or using online banking Monzo has everything perfect never had any problems and money has always been safe Reviewed on: 13th April 2021

Top doggy dog

5
For sizzle the best bizzle bank in the UK no diggity no doubt Reviewed on: 13th April 2021

Banking I Trust

5
Monzo offers a reliable and joyful banking experience. Reviewed on: 13th April 2021

Game changer!

5
Monzo brings a breath of fresh air to banking - staff are super helpful add seem to really care! Great, smart service, way better than the other banks! Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 923 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3086 reviews
    Monzo
    View all products