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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

the best bank in UK

5
Monzo is my favourite bank as its features can't compete and compare to any other bank. The pay early badge is something that I can't live without and its customer service offers an excellent support all the time. Reviewed on: 13th April 2021
Ticyane Bueno's avatar
Ticyane Bueno

We love monzo

5
Helped me and my partner be more organised and more in control of our outgoings. We love monzo and have all our family on it too Reviewed on: 13th April 2021
Carl Wood's avatar
Carl Wood

Very efficient

5
Very smart bank, very efficient and transparent Reviewed on: 13th April 2021
shaifi4@hotmail.com's avatar
[email protected]

The Future of Banking

5
I use Monzo as my main banking account and would not have it any other way. It’s completely changed my relationship with and my control over my finances. No more jumping through hoops like with more traditional banks either. Super easy to access, manage your money/account and contact the team. :) Reviewed on: 13th April 2021
MMerc's avatar
MMerc

Great

5
The app works very well and the overall service is very good. It's a shame it's not in other countries yet. Reviewed on: 13th April 2021
Agi's avatar
Agi

great

5
Was better in the past when the service are better and more free services. With the axe on some free service, it lost its selling point Reviewed on: 13th April 2021
Oscar Tso's avatar
Oscar Tso

Brilliant

5
Easy user interface, excellent and useful tools which break down spending and allow to split money into pots. Excellent customer service too Reviewed on: 13th April 2021
Marty's avatar
Marty

5star bank

5
Monzo is the future of banking! Reviewed on: 13th April 2021
Leighann's avatar
Leighann

Quick, efficient and very user friendly

5
Absolutely no problems at all with Monzo. They are superb !!!! Reviewed on: 13th April 2021
Paul king-Ogden's avatar
Paul king-Ogden

Awesome- recommend to EVERYONE

5
Absolutely love Monzo. From trips overseas, tube in London, saving pots, quick updates, amazing customer service Reviewed on: 13th April 2021
Peach's avatar
Peach

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