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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Best Bank

I find Monzo so easy to use and the app tells me everything that I need to know. Reviewed on: 13th April 2021

The future of banking

Never failed to impress me Even sending replacement cards to India! Incredible client support Reviewed on: 13th April 2021

Beautiful

Magnificent, very handy, easy to use, and set up no hassle Reviewed on: 13th April 2021

Great bank - great customer service

Love Monzo - the app is miles ahead of any other bank Reviewed on: 13th April 2021

Excellent Bank

App is simple to use. Customer service is very good. Reviewed on: 13th April 2021

User friendly

I have used my Monzo in the uk and abroad without any issues. It’s great abroad when paying in different currencies u always get the best exchange rate.. very to track ur transactions.. Thanks Reviewed on: 13th April 2021

No.1

I spent years looking for a decent bank and eventually a few mates came across Monzo, I was a bit worried at first as they are an online bank however,....I've been with them for a few years now and not once have they caused me any issues, they keep their customers up to date and always giving out the relevant information, I honestly cannot fault this bank and look forward to many more years with them. Plus I always recommend them to friends and family! Thanks Monzo! Reviewed on: 13th April 2021

Life saver

Monzo makes managing your money so much easier. Customer service is good too Reviewed on: 13th April 2021

Great bank.

Great bank. Easy to use App and great customer service. Reviewed on: 13th April 2021

Monzo is Amazing

Monzo is simply amazing the transactions are very fast if not instant. The customer service is outstanding. Monzo offer more advanced features compared to other banks. I can’t fault them five stars from me Reviewed on: 13th April 2021

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