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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Super user friendly

Really great bank as we can get see all expenses- split bills etc and also really user friendly as well Reviewed on: 13th April 2021

Easy to use, very effective communication.

Easy to use, very effective communication. Reviewed on: 13th April 2021

Easy and friendly

Everything with Monzo is straightforward. They react to things in a proactive manner. Reviewed on: 13th April 2021

Best fin meme bank

Definitely has the best fin meme and Instagram advice around! Reviewed on: 13th April 2021

It's changed my life !

I was frustrated with my high street bank provider and someone recommended I try Monzo. Right from the onboarding process it was clear the whole user interface has been really well designed. Monzo gives me the information I need when I need it and balances security with ease of use beautifully. Reviewed on: 13th April 2021

Amazing bank

This bank is amazing. I have no complaints on anything, easy to use, amazing when travelling, and I have recommended this bank to so many people as I am a firm believer everyone should have a monzo bank account. Great online support if needed, with quick and informative responses. I feel the bank is more intuitive than my what used to be primary bank. Reviewed on: 13th April 2021

Excellent Bank

Never felt as in control of my finances as I have since joining monzo.The whole experience has been excellent and can't find a single thing to fault them on. Reviewed on: 13th April 2021

Super easy to use

Love Monzo. Easy to use, helps to manage money. Never any issues. Reviewed on: 13th April 2021

If Carsberg did banks.......

Hands down, the best bank I’ve ever used! So easy to set up, and do general banking from your phone! Everyone in my household has a Monzo account! The absolute best!! Reviewed on: 13th April 2021

Brilliant banking!

I love Monzo. Everything’s so easy. Any issues or problems are resolved really quickly. Reviewed on: 13th April 2021

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