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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Best Bank

5
Very easy to use, amazing customer service every time. Reviewed on: 13th April 2021
Beverley Caunt's avatar
Beverley Caunt

Mrs

5
Excellent and good understanding people work and very easy to manage Reviewed on: 13th April 2021
Fiki's avatar
Fiki

Best Bank

5
I have an amazing time using monzo. It is really helped me put my finances in control and I know exactly what and where I am spending. Monzo has helped me organise my finances. It definitely is an amazing bank. Having a great experience:) Reviewed on: 13th April 2021
Fahd's avatar
Fahd

Excellent bank

5
Even for an older customer (65+) the app is easy to use and much quicker than normal banks for setting up payees etc. would recommend to everyone. Reviewed on: 13th April 2021
chrisball3355@icloud.com's avatar
[email protected]

REZA FAROKHY

5
Is long time I work with Monzo bank and is great bank. Reviewed on: 13th April 2021
Reza's avatar
Reza

Hassle free with Monzo

5
I've been with Monzo for nearly 3 years now and so far I haven't had any problems with them. And if I ever had they've dealt with the problem promptly. Reviewed on: 13th April 2021
Diane Melo's avatar
Diane Melo

Monzo let's me manage my money best

5
I love the ease of using the app, getting notifications both when money comes in as well as when money goes out or is about to out and pots. Pots are amazing. Monzo has helped me to get away from a permanent overdraft I had with my previous bank. I now do both business and personal banking with Monzo Reviewed on: 13th April 2021
Gabriela Lerner's avatar
Gabriela Lerner

Excellent banking service

5
Payments always get processed on time . Monsoon support their customers when they encounter any financial matter that needs a solution. Online shopping is quite easy and fast . No extra hidden cost are applied . All simple and smooth. I am happy with monzo . Reviewed on: 13th April 2021
Nurulllah's avatar
Nurulllah

since I often have to solve a question online, I always get an answer and help immediately.

5
I am very happy that my bank was nominated for the best bank in England because it really is. I would always recommend 100% Monzo Bank to everyone because it is a business, fast service and tailored to us who respect it! Zdenka Heric dipl.oec. Reviewed on: 13th April 2021
Anonymous's avatar
Anonymous

Fantastic

5
Their customers thoughts and balances are always at the forefront of their activities. They also drive technology in their work. Reviewed on: 13th April 2021
michael.brockie@btinternet.com's avatar
[email protected]

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