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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19243 reviews)

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4.93

Based on 19,243 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

4

Solid and dependable, just lacks rewards Monzo's app is solid and dependable — it just works, every time. Notifications, budgeting tools and the overall experience are excellent. The main dra... Read more Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19243)

Great and easy to use, lots of valued free features

I love using pots to separate my money, and the freeze feature is great for safety Reviewed on: 13th April 2021

Best bank ever

Easiest bank I have ever dealt with. Reviewed on: 13th April 2021

Best bank

Love banking here gives me much more than others Reviewed on: 13th April 2021

The best Bank in the UK

Monzo has the best services overall, a strong internet presence and amazing customer experience Reviewed on: 13th April 2021

Excellent Banking

Easy to use fast and convenient. Transactions with family and friends is so easy. Reviewed on: 13th April 2021

I am glad I switched

I have been with Monzo since they had their top up card, and I immediately switch to the current account when it was released and I haven't looked back. Get real time updates on money coming in and out. Great customer service and great cards! Reviewed on: 13th April 2021

Best Bank

Ever since I started using Monzo in 2018 I haven’t heard any issues with it, so it’s the Best easy to use I love everything about Monzo Reviewed on: 13th April 2021

Best ever

One of the best bank's and the team is very helpful Reviewed on: 13th April 2021

Cea mai buna banca

Foarte multumita de toate ofertele și tot! O recomand Reviewed on: 13th April 2021

Easy to use, super convenient, customer service is on point

Whenever I don’t recognise a transaction Monzo freeze my account quickly to make sure I'm not being placed on any fraud. The app is easy to function, I love the layout, as you’re able to see what you’ve spent, and customer service are reliable. I definitely have recommended friends and family to join. Reviewed on: 13th April 2021

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