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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Love to Monzo

I love Monzo, is super easy bank account Reviewed on: 13th April 2021

Best bank and best app

Thanks to Monzo, I was able to save for the first time ever Reviewed on: 13th April 2021

Monzo is Great!

Such an amazing bank, honestly! I how it splits everything into categories, love how quick the transfer of money is both in the UK and internationally, it’s literally instant. Customer service is also always helpful and I love that there is an in app chat with very quick response and no waiting on the phone etc. Very easy to use, I always recommend it to everyone! Reviewed on: 13th April 2021

Easy and simple

It is so easy and simple to use this bank online as well as getting the help that yoy need in a convenient way as well. Reviewed on: 13th April 2021

Excellent service,Bank

The best, Good Overall, a great Bank Reviewed on: 13th April 2021

Everything you want and need in a bank account

Brilliant!!! The app is simple to use and makes managing all aspects of banking a breeze Reviewed on: 13th April 2021

Modern style banking

This is a convenient way to bank. I don't use this as my main bank account, but my everyday spending account and works exactly as I need it to. It started off as my travel account, and I still prefer to use this (alongside credit cards) for that purpose. I think it's still a growing bank, and whilst it has lots of unique features, I think it is shaking up the banking industry who are slowly but surely following and taking up some of the innovative ideas that monzo were first to implement. Bravo monzo! Reviewed on: 13th April 2021

Modern bank for modern living

A great customer service. Quick and easy to navigate app. Everything online and information available at point of need. This is my bank for life! Thanks Monzo Reviewed on: 13th April 2021

Great bank that just works

Moving to a bank that just works off an app was brilliant, you can tell this is a modern banking app unlike other banks which have bolted on service to an aging app. There is no calculator thingy you have to carry around to enable transferring money. Customer service has been great and responsive, all in all I cant fault Monzo Reviewed on: 13th April 2021

Great UI and Low fees

Monzo has the best user interface out of any bank application I've used, the currency conversion rates are also tied for the best. Reviewed on: 13th April 2021

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