Smart Money People Logo

Monzo: Current account reviews

4.93
Based on 19,242 reviews, last reviewed 8th Apr 2026
98450% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026
Maria Ilao's avatar
Maria Ilao

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience. Write a review

Monzo Current account reviews (19243)

Brilliant

5
Easy, logical and refreshing. Been using Monzo for a number of years now and always experienced great customer service. Reviewed on: 13th April 2021

A brilliant bank

5
Monzo just works! Banking made easy! Reviewed on: 13th April 2021

Brilliant bank

5
Really helped me to get through some difficult times. I was being targeted for fraud but monzo stopped it immediately. Very happy customer. Reviewed on: 13th April 2021

Next Generation Banking

5
Excellent mobile app banking. First class banking experience. Reviewed on: 13th April 2021

Great service. Simple and easy to use

5
Really simple to use and control spending. Easy to navigate and set up pots to save in the background. Great interface and user friendly. All round one of the best online banking apps going. Reviewed on: 13th April 2021

Great Banking App

5
Monzo does everything I want from a bank, all through a quick and intuitive app. Reviewed on: 13th April 2021

Easy to use

5
I find Monzo very easy to use, saving pots are great and cool debit card. no hidden fees Reviewed on: 13th April 2021

Great bank to be with

4
I like the idea of having frequent and update access to my money Reviewed on: 13th April 2021

Perfect bank

5
Monzo has everything you want from a bank and things you didn’t know you need on top. Great customer service, great app, great bank Reviewed on: 13th April 2021

Simple and straightforward

5
Absolutely brilliant. I have my banking all sorted and it’s in the palm of my hand Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Monzo?

  • Contents insurance

    from Monzo 5.00 from 6 reviews
    Monzo
  • Under 16s account

    from Monzo 4.98 from 932 reviews
    Monzo
  • Flex Purchase credit card

    from Monzo 4.97 from 3124 reviews
    Monzo
    View all products