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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

User Friendly

Monzo is easy to use and has a range of options for managing savings Reviewed on: 13th April 2021

Very easy to use and intuitive

Great customer service, design and communications. I feel like I can always trust my Monzo to work. Reviewed on: 13th April 2021

Best bank every

Best bank ever fantastic customer service Reviewed on: 13th April 2021

Amazing

Very comfortable and quick customer service Reviewed on: 13th April 2021

Best banking app bar none

Monzo is the best banking app amongst any U.K. (and possible worldwide) bank. Even private banks can’t complete with their dated interface. Highly recommend Monzo, it’s a pleasure to use all of the time and I hope it stays like that (with only minor improvements and not any massive changes) Reviewed on: 13th April 2021

Best bank

Everything about this bank is brilliant. All the small things they do help make it a brilliant experience banking with them. Reviewed on: 13th April 2021

How banking should be

App is great, reminds me everytime I have spent anything. Allows me to split bills easily with friends and family. Use it for all my purchases (can feel a lot safer knowing if someone has stolen my details I will get notified of the purchase straight away). Reviewed on: 13th April 2021

Brilliant

Any problems I have come across has always been resolved quickly and respectfully. Reviewed on: 13th April 2021

Just what the doctor ordered

Happy with both my current account and our joint account. Like the idea of adding notations to transactions Reviewed on: 13th April 2021

Excellent bank

Since I have been with Monzo due to all the different tools available in regards to saving I have successfully saved. I love the fact that I get my wages a day early aswell. Reviewed on: 13th April 2021

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