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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Makes banking easy and not a faff as the old style banks are with terrible online setups. Also use HSBC and they are so annoying at logins and transferring money etc.

Always a lovely interaction and I have used their support function which is quick and does not involve a phone call! Reviewed on: 13th April 2021

Excellent service

I have been using Monzo for about 6 months now and I have never had any related technical issues. All my transactions were really smooth Reviewed on: 13th April 2021

Pleasurable banking

Monzo is banking that ticks all the boxes for features, benefits and security. A pleasure to use everyday. Reviewed on: 13th April 2021

Hustle-free, easy-to-use, accommodating

I had only positive experiences with this bank. Applied and got approved for a loan within minutes, the money was in my account right away. Very low interest rate. Also - when I entered financial trouble during the pandemic, they were super helpful in helping me resolve these and freezing my payments temporarily. Reviewed on: 13th April 2021

Outstanding

Monzo bank is one of the best banks out there by far they put customers first and they do everything to help you start away and you can do anything on your phone outstanding performance Reviewed on: 13th April 2021

Good stuff

Been with Monzo for a few years now, always moving forward, helpful with advice, setup is easy. Recommended a couple of friends who use this bank. Reviewed on: 13th April 2021

Top For Money Transfers

As a parent of adult children, who occasionally need a few quid to smooth the way, Monzo is the best blender for smoothing their way!! Money transfers are easy peasy. There is no complicated process. Just pay whoever, enter amount and boom it’s done. Oh, and the lovely coral colour of the card. Make it my #1 bank of choice. Reviewed on: 13th April 2021

Excellent and exciting new bank

I have been constantly impressed by this bank. It is seems genuinely customer focused Reviewed on: 13th April 2021

10/10 FANTASTIC BANK

So, I started off using a basic account. Easy to setup, easy to use. Quick delivery of a vibrant coral red card. My fiancé used Monzo and introduced me. We opened up a joint account, in the middle of national lockdowns, so easy! I upgraded my account, I have great features! Pots for saving and personalised round ups! Did I mention the stunning blue card?!. I changed my name, the advisers were so helpful, very quick to update my details, always there ready to help. I have been with 3 large mainstream banks and they have nothing on Monzo. I recommend this to all of my friends, and family! Work colleagues and anyone who listens ! You will not regret using Monzo, honestly.. I am so happy. Reviewed on: 13th April 2021

Best bank by miles

Clear app and smart thinking makes banking way with Monzo. Reviewed on: 13th April 2021

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