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Monzo: Current account reviews

4.92
Based on 19,144 reviews, last reviewed 4th Apr 2026
93600% increase in 5 star reviews
in the past 90 days
1800% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026
ali_wardy@hotmail.co.uk's avatar
[email protected]

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026
Cristianl's avatar
Cristianl

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19145)

The best bank I have ever used

5
The best bank I have ever used. Everything is easy, fast and efficient. I've been using Monzo every day for years and I have yet to find a single fault. Reviewed on: 13th April 2021

Great bank

5
I was introduced by my boyfriend and I introduced my friend at work too Reviewed on: 13th April 2021

Great bank

5
Helpful friendly and ahead of the field by miles Reviewed on: 13th April 2021

The best online bank

5
Everything have been solved with you Reviewed on: 13th April 2021

Fantastic bank

5
Head and shoulders above the rest Reviewed on: 13th April 2021

A Game changer for personal finance & savings

5
I have been with Monzo since it was Mondo and in beta, I'm a loyal customer and have had huge benefits in terms of my personal savings due to the pots feature and also the automated savings challenges I take part in via the integration with the IFTTT (If This Then That) integration. The only thing about the bank that I am really not the greatest fan of is the user interface when they changed it but the pro's of Monzo far outweigh the cons so I won't be moving away anytime soon! Reviewed on: 13th April 2021

Innovative and simple

5
We use Monzo for business and personal banking and have always been impressed by their constant innovation and personal touch customer service. Reviewed on: 13th April 2021

Inclusive and helpful bank

5
I love that monzo sets out to help you to manage your money rather than profit from its mismanagement. This is really important for people with neurodiversities and indeed everyone. Reviewed on: 13th April 2021

Great

5
Really great and awesome app and bank Reviewed on: 13th April 2021

Best Bank

5
Probably one of the best banks I've used. The only downside is that there is no physical bank where I can widraw more then the limit Reviewed on: 13th April 2021

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