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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Pots make it so easy to budget

Amazing bank! So glad I joined up. The pots work so well. I’ve never managed to save before and was useless at budgeting, but this bank has been a life changer! Reviewed on: 13th April 2021

Love this bank

They make banking so easy, but at the same time how I manage and use my money has improved dramatically since joining Monzo. Reviewed on: 13th April 2021

Money

Monzo bank best bank of British bank I manage my full money in my hand Reviewed on: 13th April 2021

Fantastic Banking

Fabulous Easy access Banking , Banking that meets Up with the New generation Reviewed on: 13th April 2021

Most user friendly bank available by absolute leaps and bounds

Everything in Monzo just makes sense in a way that even similar fintech banks can't seem to achieve. Reviewed on: 13th April 2021

Best Bank Around

Easy to use got my mam using it really good bank Reviewed on: 13th April 2021

Excellent customer service

The tech and processes are great, but if on a rare occassion a customer support is required, it is fast and efficient. Very satisfied. Reviewed on: 13th April 2021

The best bank ever

Monzo does everything right. The application, the app, the service and the value. Brilliant. Reviewed on: 13th April 2021

Monzo for life

Monzo is awesome it’s helped me a lot and they are the only bank to offer you your salary a whole 9 hours before you are due to get paid at no extra cost ive been with monzo since basically the start and I ain’t going anywhere you are Britain’s best bank! Keep up the great work and good luck guys! Reviewed on: 13th April 2021

By far the most modern and easiest bank to manage by money

Monzo has provided excellent service both in terms of the digital app, dealing with any problems I have had, and providing an amazing currency conversion service when making purchases online. I have recommended Monzo to all my friends and it is a no-brainer for anyone making payment while travelling in overseas. Reviewed on: 13th April 2021

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