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Monzo: Current account reviews

View other Monzo products
4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B
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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Form and function

5
The Monzo cards look cool, as does the app. This is great, but what I really love is the functionality of the Monzo app - the immediacy of transactions, the budget and spend tracking, easy categorisation, pots, ability to pay friends quickly, split the bill (such a win)... etc. The functionality addresses all the things I would have previously described as pain points with banking. That’s a huge win. Also - The data. Data readily available makes keeping on top of one’s finances easy... and enjoyable because it’s all been designed with great UI/UX. Two big thumbs up. Reviewed on: 13th April 2021
Emma's avatar
Emma

Most user friendly bank out there

5
I really appreciate how much focus Lonzo puts on user experience, especially in an industry well known for poor apps, paperwork and complicated interactions Reviewed on: 13th April 2021
Tudor Rotarus's avatar
Tudor Rotarus

Brilliant for budgeting

5
Monzo tells you how much money you have left after all planned payments that go out in a given month, so it's much easier to stay on top of your spending. You can also create saving pots and set automatic payments into them - I have a Christmas fund and a car repairs fund, for example, so whenever I need to spend money on either, I just take what I need from the pot. It's all brilliant. The app is super easy to use as well, and you can do things (like change of address) within the app that with some other banks you still need to do in a branch... Highly recommended. Reviewed on: 13th April 2021
Aggie's avatar
Aggie

Easy to use and efficient.

5
I know exactly where I am with Monzo. Easy to send and receive payments; clarity of information; support on instant help is very good and most things are resolved immediately. Friendly customer service with a sense of humour. I love the concept of this bank. Reviewed on: 13th April 2021
S Girard's avatar
S Girard

Best bank

5
Best bank I’ve used. Has helped me to get on top of my finances. Reviewed on: 13th April 2021
sochoose's avatar
sochoose

Best bank

5
Maravilhoso gosto muito desse bank Reviewed on: 13th April 2021
Edna silva fidalgo's avatar
Edna silva fidalgo

Easy, hassle free banking

5
Great banking app, great customer service, hassle free, easy to use! Reviewed on: 13th April 2021
TF's avatar
TF

Best bank bar none!

5
Monzo are such a great bank, easy to use, always improving and so quick and efficient in sorting any problem out! Reviewed on: 13th April 2021
Sunny A's avatar
Sunny A

Good bank fast and reliable

5
Good bank fast with replies and always help with any query within mins Reviewed on: 13th April 2021
Nomaan dar's avatar
Nomaan dar

Best bank ever

5
A bank that genuinely understands its customers. Perfect! Reviewed on: 13th April 2021
Antoine's avatar
Antoine

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