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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Brilliant Bank

Since using Monzo, I’m able to save more money & there customer service is brilliant! Reviewed on: 13th April 2021

So amazing. Modern, supportive, professional!

Love this bank so glad I switched! So many perks and amazing support service. 100% recommend x Reviewed on: 13th April 2021

Fantastic

I couldn't ask more from a bank. Funky, ethical, secure, easy to navigate, useful & bright. Love Monzo Reviewed on: 13th April 2021

Amazing bank

Monzo is amazing the best bank ive ever had allowing me to have good control over my finances ❤️ Reviewed on: 13th April 2021

The way banking should be!

Broke down the barriers with a unique approach to banking and continues to do so, love it! Reviewed on: 13th April 2021

Excellent Performance

I have no regret for choosing to bank with Monzo. They have provided excellent and totally satisfied service for me and I sincerely hope Monzo will remain the most trusted and number one bank in UK for years to come. Reviewed on: 13th April 2021

Great service

Love it save thousands when is USA for a holiday in exchange rates... Reviewed on: 13th April 2021

Amazing

Used monzo for a couple of years now. Absolutely fab. Customer services are easy to speak to. Nothing is an issue. Reviewed on: 13th April 2021

Great Bank, Easy to Use

Always easy to get in contact with customer service, any FAQs are always easy to find. Can’t complain and would always recommend to a friend. Reviewed on: 13th April 2021

Always great service

Great bank would recommend to family and friends Reviewed on: 13th April 2021

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