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Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

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4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Excellent

Such an easy app to use. Excellent for managing your finances. Reviewed on: 13th April 2021

Easy to setup and use

So easy to setup a new account, very quick at sending cards out, and easy to use app. Reviewed on: 13th April 2021

Convenient!

Monzo makes banking easy and convenient. The app is very easy to use for people within all ages group. Everyone in my family has a Monzo account. Def recommended Reviewed on: 13th April 2021

Monzo is the best

Monzo is the start of the future of banking Can't live without it Reviewed on: 13th April 2021

Amazing banking service

The banking and customer service from Monzo is incredible! Reviewed on: 13th April 2021

Best bank ever

Using Monzo has been my best experience with banks so far. Reviewed on: 13th April 2021

Brilliant and reliable

My bank and money is always safe and my problems are rectified in minute's Reviewed on: 13th April 2021

Quick and easy to deal with

We've had no issues with Monzo and I really like their proactive attitude when detecting and dealing with fraud. Reviewed on: 13th April 2021

Superb

Great customer service and the best bank app it's really good Reviewed on: 13th April 2021

Makes banking, payments and savings a pleasure

I have been using Monzo as my only bank account for 4 years now. Its an incredible product which has made my life significantly easier. No more painful phones call. Making payments is super easy. Reviewed on: 13th April 2021

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