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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great bank very good app

Never really had a problem with them seems to work fine. The good thing is that it lets you know when you have made a transaction via the app Reviewed on: 13th April 2021

Monzo carea about me!

I love using Monzo, it is so easy. No complexity, no jargon just helpful people making my banking experience better. Reviewed on: 13th April 2021

Hassle free banking

Monzo is pain free, with good perks available even as standard. Reviewed on: 13th April 2021

I love monzo banking at your finger tips

I love the whole concept of me being notified instantly about purchases and promoting the use of pin. Also refunds are done instantly not like other banks where you have to wait 5 working days. Also the ability to get your pay early once it has been paid by bacs. Reviewed on: 13th April 2021

Easily the best bank out there by far

Most simple helpful bank I’ve ever used. I’m never switching Reviewed on: 13th April 2021

Monzo is the best

Monzo is so great for transferring money, the splits and reminders are so handy and it's so quick and easy to use! Definitely the best bank! Reviewed on: 13th April 2021

Fantastic

Amazing bank with great ideas . Easy to use app , highly recommend Reviewed on: 13th April 2021

Best bank

Brilliant bank Very quick and easy Reviewed on: 13th April 2021

Simple and easy to Navigate

Monzo is a really good app to use for online banking not only is it easy to navigate around but it allows me to get paid a day early which comes in handy at the end of the month when I’m left with less that £1 in my account lol. Been using Monzo for two years and wouldn’t go back. Reviewed on: 13th April 2021

Most efficient bank and service i've ever had

I'v3 had experiences with almost every bank in england and Monzo is the best ever Reviewed on: 13th April 2021

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