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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

I love monzo

Excellent customer service, app is brilliant. So pleased I don’t have to use my HSBC account anymore! Reviewed on: 13th April 2021

Excellent modern bank

Monzo caters for all my banking needs in a really convenient way. It's been a life saver in lockdown! Reviewed on: 13th April 2021

Fantastic

Simplified in many ways. Helps you keep track of money and allows you to view upcoming direct debits which is a much needed reminder. Many more benefits, overall great service. Reviewed on: 13th April 2021

Best bank around

Fab customer service, intuitive app design, a company than takes on board what customers want with super cute card colours just to top it off. Wouldn’t go back ❤️ Reviewed on: 13th April 2021

Great bank and customer service!

I’ve had an amazing experience so far, the app is great, never crushes, helps you save and see exactly what you spend your money on. Reviewed on: 13th April 2021

So simple to manage my money

The app is always rock solid and so simple to use. I've always had good service when I've needed to contact them directly Reviewed on: 13th April 2021

Amazing and modern

It’s amazing, I’ve banked with them since 2018 and I love how easy it is to use. The customer service is great too. Reviewed on: 13th April 2021

Banking in the future!

Seamless and efficient virtual banking ecosystem that is second to none. Reviewed on: 13th April 2021

Simple, no nonsense banking

Top notch app functionality, great customer support, love it. Reviewed on: 13th April 2021

Perfect

Perfect, easy to use, lovely service, brill! Reviewed on: 13th April 2021

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