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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Simple

Non need bureaucracy to start an account. Reviewed on: 13th April 2021

Great service

I love how you can see and manage all of your payments. Customer services are very helpful too. Reviewed on: 13th April 2021

Why arent all banks like this

Simple, easy to use and effective. How has it taken so long for a bank to be like this? Goodbye ancient banks with your convoluted and archaic apps. Reviewed on: 13th April 2021

Brilliant bank, great features and customer support

I’ve banked with most of the big ones and Monzo tops them all in almost every aspect. The features and tools available in the app make money management incredibly easy and their customer support is second to none! Reviewed on: 13th April 2021

Forward Thinking

The best accessible bank and most forward thinking bank proven by how many high street banks have copied Monzo. Have got a few friends to join also from banks they haven’t been with for years Reviewed on: 13th April 2021

I was advice to use it and im glad I did

Specially good service in solving problems :). Very efficient team who deserves to be recognized! Reviewed on: 13th April 2021

Your client

I am very pleased with Monzo's services Reviewed on: 13th April 2021

The most user-friendly bank/banking app ever!

LOVE using MONZO. It's made banking SO convenient and fun! Reviewed on: 13th April 2021

Very effective

Very fast , informed, quick alert Reviewed on: 13th April 2021

10/10 A*

Fantastic in app features 24/7 really human customer service get paid early feature all for free as a basic account holder also fantastic features including mobile insurance and travel in paid accounts 10/10 A* Reviewed on: 13th April 2021

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