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Monzo: Current Account reviews

4.92
Based on 17,218 reviews, last reviewed 17th Jun 2025
60% decrease in 5 star reviews
in the past 90 days
50% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

The best banking app I've ever used. The best banking app I've ever used. Being able to move money into pots, the transaction updating usually before the shops till has, the option of vir... Read more Reviewed on: 17th June 2025
Lau91's avatar
Lau91

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

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Monzo Current Account reviews (17218)

THE branchless bank of the future

5
Easy to use, excellent UI, delineates all my expenditure. Great features I.e. joint account. Top draw. Reviewed on: 13th April 2021

Simplicity is often the most effective

5
Monzo had been a game changer for me in terms of transparency and easiness of use. Monzo pots is a simple idea but has transformed my finance and bettered my savings, would highly recommend to anyone! Reviewed on: 13th April 2021

Coral is King!!

5
Monzo is by far the best bank by far. Great customer service and the app has so many features it makes managing finances easy. Reviewed on: 13th April 2021

Excellent bank and services

5
Really good banking ethics, very transparent and honest. The app is really easy to use and track my spending. Reviewed on: 13th April 2021

Very user friendly bank

5
Can recommend to all my friends and family Reviewed on: 13th April 2021

Slick, intuitive app

5
The app is miles ahead of the old-school banks. It has the right options and it’s easy to use. Transfers are quick and I can easily track spending. Keep up the good work Reviewed on: 13th April 2021

The award goes to Monzo

5
One thing I like most about this bank is, every time I use my debit card for online purchase I get a notification immediately to authorize the transaction to avoid fraudulent activity which is quite awesome. Other banks are lacking this incredible feature. Also, every time if there's a deposit or deduction I get an immediate notification which is brilliant. Reviewed on: 13th April 2021

Excellent Bank

5
Everything is clear, easy to access and understand and whenever I have a question or need any help the service is instant and exactly what I need to know. They’ve really helped me manage my money better, I wouldn’t bank with anyone else now. Reviewed on: 13th April 2021

Marvelous Monzo

5
I've been with Monzo for over two years and "full Monzo" for a year. I had no issues at all, in fact, only last week I got a notification to approve and online payment that I hadn't made and was able to stop fraudulent activity immediately! Thank you Monzo! Reviewed on: 13th April 2021

Best in the business at the moment

5
To be honest monzo banking is in another level compare to other online banks respectively.. Reviewed on: 13th April 2021

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