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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Great banking app

So easy to keep on top of your money. The pot system is simple and works brilliantly to ensure I don't spend money intended for bills etc. Reviewed on: 13th April 2021

Perfect bank in every way!

Perfect bank with excellent IT setup supported by real people who care about customer service. Reviewed on: 13th April 2021

Modern Banking

Love the real time experience! Credits and Debits are immediate. Reviewed on: 13th April 2021

Amazing bank

I’ve been with monzo for about 2 years now! And it’s the best bank I’ve ever had. Never had any trouble with them at all! Reviewed on: 13th April 2021

Outstanding

This bank is just so easy to use, nothing is never too much, customer service is fast & reliable Reviewed on: 13th April 2021

Fantastic

So so easy to use you can see exactly what you've spent straight away. You can sort your money into different pots (bills.savings.holidays etc) any problems sorted straight away with out any hassle. And you get paid a day early. I really can't rate them enough. Reviewed on: 13th April 2021

Perfect

I love monzo it’s by far the best bank Reviewed on: 13th April 2021

Good allrounders

All good, does everything we ask of it. Reviewed on: 13th April 2021

The greatest bank of all time!!!!

So I've been with Monzo now for about two years and honestly after being with the likes of Lloyds, tsb and NatWest I can honestly say this bank is the best you can see when money is taken out the exact moment when it's taken, if you see anything on your statement that you don't recognize you can dispute it straight away and you have full control of your card right there you can freeze and unfreeze it whenever the problem has been sorted and if you lose or have your card stolen it takes like three days for them to get a new one out so yeah definitely the best bank Reviewed on: 13th April 2021

Brilliant Bank

App easy to navigate, freeze your card function. Set up different “ pockets “ to save. Brilliant for overseas use Reviewed on: 13th April 2021

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