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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

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4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Monzo

Best bank I’ve ever used Early payments Great notifications for bills and direct debits etc Reviewed on: 13th April 2021

Brilliant bank

Best bank ever! Very reliable! Great service always Reviewed on: 13th April 2021

Top Bank

very easy to use, reliable, safe and with enough functions to organize yourself financially, the only disadvantage for conventional banks is the way of depositing money which can be a little more difficult than the others, but it is still very good. Reviewed on: 13th April 2021

Making Banking easy

I've been using Monzo for years now, since the BETA days and have to say how much easier and more enjoyable Monzo has made my banking experience. I would recommend it to everyone. Reviewed on: 13th April 2021

excellent

very easy to use and give us international transfer as well. keep it up Reviewed on: 13th April 2021

GREAT AND AMAZING

monzo is easy and comprehensive enough for everyone on every level to use Reviewed on: 13th April 2021

Banking made so easy

Slick , helpful banking of the future Reviewed on: 13th April 2021

Amazing app!

I've been using Monzo for two years now. Such fantastic best-in-class functionality, miles ahead of many of the larger UK banks. Reviewed on: 13th April 2021

Total control, easier to save.

This is the future of banking, full transparency of where your money is spending or saving, best decision I made changing from a legacy bank to online monzo banking. Reviewed on: 13th April 2021

Brilliant, easy bank account

This is a brilliant bank. The main feature I love the most are the savings pots. This has enabled me to save in a way that's most logical for me, and really has enabled me to stop using so much credit and using more of my current account balance for big purchases. Reviewed on: 13th April 2021

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