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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

The best bank I've used

5
Monzo are always at the for front of new features and services in modern banking. They open up a world of possibility forcing the traditional banks to scramble to catch up. Reviewed on: 13th April 2021

The best bank

5
I have 3-years in Monza and I'm very happy Reviewed on: 13th April 2021

Great bank

4
Fantastic bank! Highly recommended to everyone. Get paid before everyone else. Can sort my payments and more i love it! Reviewed on: 13th April 2021

Great bank

5
Great app, great bank. Ease of use is unbelievable Reviewed on: 13th April 2021

Monzo is leader and early adopter of tech

5
Monzo was a leader in providing useful functionality in the app, doing something useful for ME, not just for the bank. Well done! Reviewed on: 13th April 2021

Bank no1

5
Everything anyone needs and want from a bank Reviewed on: 13th April 2021

Excellent overall service

5
Excellent services offered and great customer service along the way from every day banking to transfers for buying my first house. Everything was very straight forward and everyone was so helpful . Reviewed on: 13th April 2021

Best Bank Ever

5
They’re the best bank ever. Everything is made simple and the old banking ways are cut out Reviewed on: 13th April 2021

Simply the best

5
I've banked with most banks for personal and business accounts. Monzo surpasses them all. Fluid intuitive app, the best customer service I've experienced in any industry and help to save. The services offered by the app are plentiful and miles ahead of other banks. I wouldn't even look at another bank. Reviewed on: 13th April 2021

just so easy to deal with

5
love everything about Monzo, from sharing a link for easier payments to their customer service and speed at dealing with usual banking things. Reviewed on: 13th April 2021

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