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Monzo: Current account reviews

Name: Current account
Rating: 4.85 (19422 reviews)

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4.85

Based on 19,422 reviews, last reviewed 21st Jun 2026

68% decrease in 5 star reviews

in the past 90 days

10% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19422)

Easy banking at your fingertips!

Been with Monzo just over a year. Transferred from Santander. The banking app is great! So easy to use! Reviewed on: 13th April 2021

Awesome

The app site is so user friendly and recently posted off a cheque was hassle free Reviewed on: 13th April 2021

Quick to setup,work better than traditional bank

Relocated toBritain opened the account whilst back in Africa when I arrived it was delivered to my house.talk about time saving.I am a year now still using monzo as the traditional banks have this long bureaucracy Reviewed on: 13th April 2021

Fantastic bank

You have a lot more control with bank... ways to manage your money, savings and tricks! I really like that you are able to get to your money earlier than pay day and also how quick and simple the app is to use Reviewed on: 13th April 2021

Excellent bank

Easy to use and keeps me in control of my money Reviewed on: 13th April 2021

The best bank I have ever been with.

Coming from a old school bank Monzo are just better in everyday. Why would I ever need to walk into a bank when I have a computer on my 24/7. Reviewed on: 13th April 2021

Best bank

Monzo helps me keep track of my money unlike any of my previous bank accounts. It’s easy to use and lets you know how much you’ve spent after each transaction. It’s easy to send money to friends/family and split bills. Perfect bank Reviewed on: 13th April 2021

My experience

Fast, Safe, Easy to use. Who think there is no one. But if you need hepl or ask something about account do Wright. They are already there :) Reviewed on: 13th April 2021

Simple, Straightforward & Smart

Simple and Straightforward to use, making my finances Smart Reviewed on: 13th April 2021

Excellent

Great bank, great service and features. Card is always commented on and admired!!!! Reviewed on: 13th April 2021

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