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Monzo: Current Account reviews

Name: Current Account
Rating: 4.93 (17219 reviews)

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4.92

Based on 17,219 reviews, last reviewed 19th Jun 2025

63% decrease in 5 star reviews

in the past 90 days

22% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Get paid earlier! Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay... Read more Reviewed on: 19th June 2025

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025

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Monzo Current Account reviews (17219)

A modern bank

They give you what the establishment banks should have been offering for a long time, but they couldn't be bothered to innovate. Reviewed on: 13th April 2021

Just does banking differently

Innovative features, easy to use, everything I need in a current account and more. Reviewed on: 13th April 2021

Game changer

Monzo changed the game years ago with a fully digital bank account, pots, gambling block etc, and Monzo still leads the way today. Reviewed on: 13th April 2021

Great service

Always been happy with Monzo. Transfers are quick and usually instant and customer service has always been very easy to work with and always helpful. Reviewed on: 13th April 2021

Monzo is great!

They are an amazing bank that is very easy to use. They are always on hand and I've never had any problems speaking with a member of the team when I have needed them. Reviewed on: 13th April 2021

Very Good

Just better than normal banking Reviewed on: 13th April 2021

Exactly what banking should be in 2021

They take all the hassle and stress away from banking and focus on what matters. Their customer service is second to none and when you think that it's all done via the app and live chat it makes it so much more impressive. Highly recommended and I have already had a few of my friends swap over! Reviewed on: 13th April 2021

The best!

Monzo is the newest and best bank in the UK. Over the years I’ve tried different banks but never expected I’d find everything I wanted in an online bank. I recommend them to everyone and I’ve moved all my accounts (current, savings, and business) over to them! Reviewed on: 13th April 2021

The perfect bank

At first I was hesitant about an entirely online bank. My worries were quickly gone. I've been with Monzo for some time now and find every aspect easier and more user friendly than any other bank I've been with. From instant transaction notifications, to categories for grouping my spend, to pots for saving and putting money aside. I recommend Monzo to all my friends and family. We recently opened a joint account with them and bring on the day when they offer credit cards and other financial products. No issues recommending them as the best UK bank. Reviewed on: 13th April 2021

How banking should be in 2021

Monzo is a rethink of banking for the smartphone era. Other banks treat apps as an add-on, but Monzo makes everything effortless to do from your phone. It would be hard to go back to the clunky apps of the high-street banks, that seem intent on putting an obstacle course between you and managing your money. Reviewed on: 13th April 2021

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