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Monzo: Current account reviews

4.85
Based on 19,422 reviews, last reviewed 21st Jun 2026
68% decrease in 5 star reviews
in the past 90 days
10% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Monzo provides one of the best online experience. Monzo provides one of the best online experience. The app is clear and easy to understand. Money can be put into different pots making budgeting easy.... Read more Reviewed on: 21st June 2026
Mncedisi M's avatar
Mncedisi M

Latest lowest rating:

1

Froze our accounts for no reason Froze our accounts for no reason and have held onto the money for 2 weeks so far with no timescale, It has absolutely broke us to the point of no bill... Read more Reviewed on: 12th May 2026
Philip B's avatar
Philip B

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Monzo Current account reviews (19422)

Changed how we bank

5
You know exactly where you are financially incoming and outgoing expenditure is notified on your smart phone instantaneously. Searching for transactions is also super easy. Bill splits and tabs also make the experience excellent. Reviewed on: 13th April 2021

Great Overall Bank

5
I use this bank as my main bank and have never had a problem with anything to do with the bank! If I ever have any queries or problems I simply contact the customer support and get a quick and robust response to sort out all my problems. Reviewed on: 13th April 2021

The best bank EVER

5
Monzo are amazing! Salary paid a day early, lots of benefits on Monzo Plus, Very good customer service... managed to get a letter sent to me as a pdf within minutes where conventional bank would need me in branch or take weeks! Reviewed on: 13th April 2021

Bank that makes life easier

5
I’ve had a great experience whilst banking with Monzo. Modern banking for modern times. Reviewed on: 13th April 2021

Unreal !

5
Amazing service and tools to manage my money. App is actually fun to use ! Reviewed on: 13th April 2021

Super easy banking

5
Very easy to use and the app is very useful Reviewed on: 13th April 2021

Best British Bank

5
Excellent, fast and reliable customer service Reviewed on: 13th April 2021

Excellent banking experience

5
Great banking experience, so happy I switched, really can't fault it! Reviewed on: 13th April 2021

Great bank

5
Was the best thing I ever did joining Monzo to really sort out my finances, my husband and so are both card holders now Reviewed on: 13th April 2021

Monzo Bank Services

5
Excellent bank service. Phone application, does everything simply & without fuss Reviewed on: 13th April 2021

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