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Monzo: Current account reviews

Name: Current account
Rating: 4.93 (19242 reviews)

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4.93

Based on 19,242 reviews, last reviewed 8th Apr 2026

98450% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

Very helpful The process was quick,simple and easy to understand. Reviewed on: 8th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

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About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

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Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19242)

Excellent bank

They make my money so easy to manage, I have within my current account where I put money away each month for holidays, school uniform, Christmas, and I know exactly what I have left to spend. I can set budgets easily and it's really straightforward to split bills when out for dinner. Obviously they are a business with a profit margin, but it feels like monzo are on my side rather than out to get as much money out of me as they can, like the high street banks! This last year has been the first time in my life I've been on top of my finances and in the black, and that's partly due to monzo. Reviewed on: 13th April 2021

The best bank ever!

Monzo makes banking simple, accessible and manageable. I love that you can set pots up for your bills - that is really helping manage my money and during tougher times this has been invaluable. Hubby and I have a joint account and business accounts meaning we can link everything and keep track of both personal and business finances. Not only that, but it is super fast. Just brilliant. Reviewed on: 13th April 2021

Monzo

Love Monzo!!!!!! Fast transactions!! Great costumer service!! Reviewed on: 13th April 2021

Modern banking. Simple and effective

Very easy to keep track of spending trends and to really set up your money to work for you. Incredibly easy-to-use app. 11/10 Reviewed on: 13th April 2021

Best thing since sliced bread

Finally, a bank that understands the needs of its customers! Reviewed on: 13th April 2021

Amazing Bank

So glad I joined Monza, everything so easy to understand and first class customer services thank you Monzo Reviewed on: 13th April 2021

Simple, effective, powerful and hassle-free

Exactly what I've needed from a bank since, well, forever. All the nonsense of the bad old days of banking is stripped away, and I can just do things like they should be done. Same day transfers, automatic splitting up of funds on arrival (rather than having to schedule dates that don't match paydays), and exemplary customer service too! Reviewed on: 13th April 2021

Best bank and banking app

Monzo has been one of the best bank accounts I’ve had and is such an ease to use. Everything is straightforward and no hidden jargon like with most banks. I have recommended Monzo to family and friends and have used my golden tickets referrals. What I like the most is that fact that when you pay it’s instant and shows your true bank balance. Thumbs up Monzo. Reviewed on: 13th April 2021

would recommend to any one

its quick so easy to set up and always helpful Reviewed on: 13th April 2021

Looking for a modern bank with a good heart

Have been a monzo customer for a number of years and am a full monzo and paid subscriber, as is my partner. They’ve changed banking in the uk for the better and have never let me down to date. I love the app, products they offer and the customer service and I always know they are trying to do the right thing for me and other customers. Reviewed on: 13th April 2021

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