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Monzo: Current Account reviews

4.92
Based on 17,219 reviews, last reviewed 19th Jun 2025
63% decrease in 5 star reviews
in the past 90 days
22% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
3%
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0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Get paid earlier! Monzo accounts let you get paid ealier, which is really helpful. It also categorises all expenses easily and correctly. It’s amazing, it’s easy to pay... Read more Reviewed on: 19th June 2025
Luis 's avatar
Luis

Latest lowest rating:

1

Terrible, unreliable and disorganised customers serv... Terrible, unreliable and disorganised customers service. I do not trust them! Reviewed on: 28th May 2025
Sol 's avatar
Sol

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Monzo Current Account reviews (17219)

Brilliant app, brilliant bank

5
Can’t fault them. Love the cutting edge features (IFTTT, Pots) and the ability to be paid a day early. Wouldn’t be with anyone else! Reviewed on: 13th April 2021

A bank that I never have to think about

5
Often banks cause fear and dread whenever I have had to interact with them. While with Monzo I trust them to create a process that isn't exhausting. Monzo is the first and only bank I recommend to people cause it feels like it's actually been designed by humans. Reviewed on: 13th April 2021

so simple and easy to use

5
Love the app and being able to have a virtual card that I can use online. If this gets comprised i can quickly geneeate a new one. Also love being able to access my salary at 4pm the day before. Reviewed on: 13th April 2021

Easy to use, great app and the extras are really helpful

5
I moved over from Barclays and Lloyds for both my personal and business accounts and will never look back. For ease of use, cost, and available bolt-ons it is without a doubt the best bank out there right now. Reviewed on: 13th April 2021

Excellent bank

5
Monzo is an excellent bank in all areas. Reviewed on: 13th April 2021

They are the best

5
Great bank great support. The app is brilliant. Managing your money couldn’t be simpler Reviewed on: 13th April 2021

What banking should be

5
Since joining Monzo, I've had nothing but good things to say about them. I've only had one thing I needed to speak to customer services about, and it was dealt with and solved within the hour. The fact that everything can de done via the app is amazing, and their budgeting tools and salary sorter has helped me save a lot of money. Other features such as being able to freeze my card if lost, and using virtual cards for subscriptions/sites I don't trust 100% is just a must for any bank really. I can see myself staying with them for a long time, other banks just aren't on the same level for me. Reviewed on: 13th April 2021

Awesome bank for young people

4
The flexibility of Monzo makes it great for a young person like me who needs to worry about budgeting. Monzo does a great job of having features to help out with all of that and more that not many other banks have. They also have excellent customer support and it’s so much easier doing a live chat rather than waiting in a phone queue. Reviewed on: 13th April 2021

Easy to use, frankly just makes life easy!

5
Easy to use, frankly just makes life easy! Reviewed on: 13th April 2021

Has honestly helped with my finances

5
Monzo has genuinely helped me manage my money in a very seamless way. Wish I'd had it years ago. Reviewed on: 13th April 2021

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