Write a review

Go to business site

Monzo: Current account reviews

Name: Current account
Rating: 4.92 (19145 reviews)

View other Monzo products

4.92

Based on 19,144 reviews, last reviewed 4th Apr 2026

93600% increase in 5 star reviews

in the past 90 days

1800% increase in 1 star reviews

in the past 90 days

96%

Latest highest rating:

5

I actually enjoy banking with Monzo. I actually enjoy banking with Monzo. The app is incredibly user friendly and the pop ups for cashback and other offers give me the option to earn more... Read more Reviewed on: 4th April 2026

Latest lowest rating:

1

Not helpful for early pay doesmt give you much option Not helpful for early pay doesmt give you much option Reviewed on: 2nd April 2026

Read all reviews Write a review

About this product

Monzo’s current account gives you access to its award-winning mobile banking app which provides instant notifications about all payments and charges.

The Monzo current account helps you learn about your spending habits with weekly and monthly insights. And you can manage your money with spending categories and savings pots.

Monzo current account reviews help you find out what it’s really like to be a customer. If you’ve used Monzo before, you can also leave a review and share your experience.

Review Monzo: Current account now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best British bank 2025

Awarded to the bank rated highest in UK customer reviews.
Best banking app 2025

Awarded to the bank rated highest in customer reviews for their banking app.

Monzo Current account reviews (19145)

Wouldn't choose anyone else

Never had a problem. Outstanding. Reviewed on: 13th April 2021

AMAZING

Fast. Easy use and very good chat service. Reviewed on: 13th April 2021

good banking

very easy and very friendly customer service Reviewed on: 13th April 2021

Best bank

Very nice and best customer service. Highly recommended, very flexible and I'm very satisfied Reviewed on: 13th April 2021

A beautiful app

Great to use! It's really clear and makes it very easy to manage money. Reviewed on: 13th April 2021

The best challenger bank i have seen

Monzo is excellent, robust, innovative, efficient and streamlined with none of that usual "old school" bank jargon, crappy processes and minutiae. Monzo is a bank for the 21st Century! Just keep on innovating and you are heads and shoulders above the rest! Reviewed on: 13th April 2021

So easy

Very easy, user friendly and super useful Reviewed on: 13th April 2021

Banking made so easy

I wasn't expecting juch from.a branchless bank. HOW WRONG WAS I. I have moved all my family and friends iver now as they are the best bank i have ever been qith there is no more to say. Reviewed on: 13th April 2021

Best service I have ever had

Monzo customer service is amazing plus the app functionality great for additional services Reviewed on: 13th April 2021

Reliable and good communication

Easier to communicate with than other banks such as TSB. Reviewed on: 13th April 2021

Do you have a different Monzo product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bank Account
from Habib Bank Zurich plc 4.71 from 3 reviews
Plutus account
from Plutus 0.00 from 0 reviews
Premier bank account
from HSBC 3.10 from 86 reviews

Want to see more from Monzo?

Contents insurance
from Monzo 5.00 from 6 reviews
Under 16s account
from Monzo 4.98 from 923 reviews
Flex Purchase credit card
from Monzo 4.97 from 3086 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub